Fareham, Hampshire

Commercial Mortgages in Fareham

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Fareham and Hampshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£349
Avg Price/sq ft
5.1%
Average Yield
+8.4%
5yr Price Growth
+11.1%
5yr Rental Growth

Why Choose CMB in Fareham

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Fareham Town CentrePortchesterTitchfieldStubbingtonHill Head

Fareham Local Market Intelligence

Defence sector underpins economy with naval connections. Solent Enterprise Zone attracting marine industries. Quality residential market.

— CMB Market Analysis

Key Industries

  • Maritime
  • Defence
  • Retail
  • Manufacturing
  • Professional Services

Transport Links

  • South Western Railway
  • M27 motorway
  • A27/A32 roads

Regeneration

Welborne garden village; town centre improvements; Solent Enterprise Zone

Fareham Commercial Property Market Data

Commercial Property Values in Fareham

Property TypePrime / Grade ASecondaryMarket Range
Office£16 psf£6 psf£6 - £16 psf
Retail / Shop£40 psf£22 psf£22 - £40 psf
Industrial£6 psf£5 psf£5 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Fareham

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Fareham Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

Fareham benefits from growing private investor interest, particularly in industrial & logistics opportunities.

Recent Commercial Property Transactions in Fareham

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Serviced office premises, town centre

1,812 sq ft
£31,000 - £34,000
£18 psf8.8% yield
RetailQ4 2025

Ground floor shop with A1 use, Titchfield

4,955 sq ft
£184,000 - £203,000
£39 psf6.4% yield
IndustrialQ4 2025

Manufacturing unit with loading, Hill Head

3,824 sq ft
£18,000 - £20,000
£5 psf6.3% yield
Residential BlockQ3 2025

8-unit freehold block of flats, Portchester

8 units
£860,000 - £950,000
6.4% yield
Development SiteQ1 2026

Land with outline planning permission, Fareham Town Centre

7 units
£125,000 - £140,000
Mixed-UseQ3 2025

Commercial/residential investment, Portchester

7,259 sq ft
£1,241,000 - £1,372,000
£180 psf8.2% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Fareham

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Fareham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Fareham for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.1% across the local market
  • 8.4% property price growth over the past five years
  • 11.1% rental growth over five years supporting income returns
  • Strong occupier demand from Maritime and Defence sectors
  • Excellent transport connectivity including South Western Railway
  • Active regeneration programmes driving future capital growth

Development Opportunities

Fareham presents development opportunities linked to Welborne garden village. Growing demand from the Maritime sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Defence and maritime covenants valued.

Property Types We Finance

Port/Waterside CommercialIndustrial UnitsSecure FacilitiesRetail UnitsHigh Street ShopsShopping CentresFactory SpaceOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Fareham and the wider Hampshire region, from waterside commercial developments to secure facility developments.

Why Invest in Fareham

Fareham in Hampshire offers diverse commercial property opportunities for investors and developers. The commercial property market benefits from strong demand across Maritime, Defence, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.1% and 8.4% price growth over five years, Fareham offers compelling returns for commercial property investors. Excellent connectivity via South Western Railway supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Welborne garden village, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Fareham's commercial property market faces competition from nearby larger centres, which can limit tenant demand for certain asset types. Careful due diligence on local occupier markets and realistic yield expectations are essential for successful investment.

Notable Developments

Fareham's commercial property landscape has been shaped by Welborne garden village. Growth in the Maritime sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Fareham is set by Hampshire council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Fareham

Commercial property news for Fareham will appear here once available. Check back soon for the latest market updates.

Fareham Commercial Mortgage Calculator

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Fareham Location

Commercial mortgage services available across Fareham and surrounding areas. View larger map

Fareham Commercial Property FAQ

What is the average office rent per square foot in Fareham?

Office rents in Fareham range from approximately £6 per square foot for secondary space up to £16 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Fareham?

Investment yields in Fareham vary by property type and grade. Current indicative yields are: offices at 7.09%-8.72%, retail at 6.7%-10.95%, industrial at 5.98%-8.29%, residential single-let at 6.54%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Fareham?

Fareham's commercial property market includes offices, retail units, industrial premises, residential investment blocks. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Fareham?

Residential investment blocks in Fareham typically trade at around £124,300 per unit, or approximately £213 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.54%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

Ready to discuss your Fareham project?

Speak with our specialist team today and get a decision in principle within 48 hours.