Fareham, HampshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Fareham

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Fareham and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£349
Avg Price/sq ft
5.1%
Average Yield
+8.4%
5yr Price Growth
+11.1%
5yr Rental Growth

Fareham commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Fareham commercial property market signals

The factors lenders weigh when assessing Fareham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Defence sector underpins economy with naval connections. Solent Enterprise Zone attracting marine industries. Quality residential market.

, CMB Market Analysis

Key Industries

  • Maritime
  • Defence
  • Retail
  • Manufacturing
  • Professional Services

Transport Links

  • South Western Railway
  • M27 motorway
  • A27/A32 roads

Regeneration

Welborne garden village; town centre improvements; Solent Enterprise Zone

Listen: Hampshire Q1 2026 commercial property briefing

The Hampshire regional briefing covering Fareham and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Fareham commercial property transaction evidence

111 commercial sales in Fareham across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
111
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Fareham
111transactions
Sample: showing 30 recent sales below
OfficeQ4 2025

Segensworth Business Centre, Unit C5, Segensworth Road, Titchfield, Fareham

Sale price
£600,000
OfficeQ4 2025

Westquay House, 20, 7a, West Street, Fareham

Sale price
£280,000
RetailQ3 2025

11, High Street, Fareham

Sale price
£230,000
OfficeQ3 2025

Fulcrum 1, Hbs House, Unit 9, Solent Way, Whiteley, Fareham

Sale price
£875,000
IndustrialQ2 2025

Underwood Engineering, Castle Trading Estate, Fareham

Sale price
£270,000
OfficeQ2 2025

Probation Office, 20, High Street, Fareham

Sale price
£461,000
OfficeQ1 2025

Persimmon House, 100, Wickham Road, Fareham

Sale price
£3,000,000
OfficeQ1 2025

Segensworth Business Centre, Unit C2, Segensworth Road, Titchfield, Fareham

Sale price
£525,000
AgriculturalQ4 2024

The Granary, Cams Hall Estate, Fareham

Sale price
£712,500
OfficeQ4 2024

The Ice House, Fareham

Sale price
£712,500
OfficeQ4 2024

9a, Burnt House Lane, Stubbington, Fareham

Sale price
£20,000
OfficeQ4 2024

Royale House, 1550, Parkway, Whiteley, Fareham

Sale price
£2,630,000
OfficeQ3 2024

Homebase LTD, Collingwood Business Park, Fareham

Sale price
£1,860,000
OfficeQ3 2024

41, East House Avenue, Fareham

Sale price
£445,000
RetailQ2 2024

28, High Street, Fareham

Sale price
£445,000
IndustrialQ1 2024

Unit 1, Castle Trading Estate, Fareham

Sale price
£375,000
IndustrialQ1 2024

Unit 1, Castle Trading Estate, Fareham

Sale price
£187,500
IndustrialQ1 2024

Unit 12, Castle Trading Estate, Fareham

Sale price
£547,000
CommercialQ1 2026

Ashcroft Arts Centre, Osborn Road, Fareham

Sale price
£550,000
CommercialQ4 2025

19, Hundred Acres, Wickham, Fareham

Sale price
£475,000
CommercialQ4 2025

24, Bridge Industries, Fareham

Sale price
£330,000
CommercialQ4 2025

207, West Street, Fareham

Sale price
£235,000
CommercialQ4 2025

Hilldale Farm, Titchfield Lane, Wickham, Fareham

Sale price
£2,300,000
CommercialQ3 2025

309, Titchfield Road, Stubbington, Fareham

Sale price
£1,450,000
CommercialQ3 2025

187, West Street, Fareham

Sale price
£175,000
CommercialQ3 2025

29, Hill Head Road, Hill Head, Fareham

Sale price
£465,000
CommercialQ3 2025

Unit 1, Axis Park, Fareham

Sale price
£625,000
CommercialQ2 2025

Parcel 2 Phase 1, Knowle Road, Fareham

Sale price
£31,358,903
CommercialQ2 2025

Parcel 3 Phase 1, Knowle Road, Fareham

Sale price
£24,955,514
CommercialQ2 2025

40 - 42, West Street, Portchester, Fareham

Sale price
£350,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Fareham commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Fareham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Fareham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Fareham commercial property investment fundamentals

What makes Fareham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.1% across the local market
  • 8.4% property price growth over the past five years
  • 11.1% rental growth over five years supporting income returns
  • Strong occupier demand from Maritime and Defence sectors
  • Excellent transport connectivity including South Western Railway
  • Active regeneration programmes driving future capital growth

Development Opportunities

Fareham presents development opportunities linked to Welborne garden village. Growing demand from the Maritime sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Defence and maritime covenants valued.

Property Types We Finance

Port/Waterside CommercialIndustrial UnitsSecure FacilitiesRetail UnitsHigh Street ShopsShopping CentresFactory SpaceOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Fareham and the wider Hampshire region, from waterside commercial developments to secure facility developments.

Need a commercial mortgage decision in Fareham?

Our team will review your asset, sector and structure against current Fareham lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Fareham

Commercial property news for Fareham will appear here once available. Check back soon for the latest market updates.

Fareham Commercial Mortgage Calculator

Pre-populated with local market data

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Fareham Location

Commercial mortgage services available across Fareham and surrounding areas. View larger map

Fareham commercial mortgage FAQ

Data-grounded answers about commercial property finance in Fareham, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Fareham?

HM Land Registry recorded 111 commercial property transactions in Fareham during the most recent reporting window. The median commercial sale price is £315,000, with the middle 50% of deals between £235,000 and £450,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Fareham?

The median commercial sale price recorded by HM Land Registry in Fareham is £315,000. Smaller end deals (lower quartile) sit around £235,000, while larger transactions (upper quartile) reach £450,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Fareham.

Which commercial property sectors are most active in Fareham?

The most active commercial sectors in Fareham (by recorded transaction count) are: office (11 transactions), industrial (4 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Fareham?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Fareham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Fareham?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Fareham. We will review the asset, sector, deal structure and lender appetite specific to Fareham and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Fareham project?

Speak with our specialist team today and get a decision in principle within 48 hours.