CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Fareham and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Fareham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Defence sector underpins economy with naval connections. Solent Enterprise Zone attracting marine industries. Quality residential market.”
, CMB Market Analysis
Welborne garden village; town centre improvements; Solent Enterprise Zone
The Hampshire regional briefing covering Fareham and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
111 commercial sales in Fareham across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Segensworth Business Centre, Unit C5, Segensworth Road, Titchfield, Fareham
Westquay House, 20, 7a, West Street, Fareham
11, High Street, Fareham
Fulcrum 1, Hbs House, Unit 9, Solent Way, Whiteley, Fareham
Underwood Engineering, Castle Trading Estate, Fareham
Probation Office, 20, High Street, Fareham
Persimmon House, 100, Wickham Road, Fareham
Segensworth Business Centre, Unit C2, Segensworth Road, Titchfield, Fareham
The Granary, Cams Hall Estate, Fareham
The Ice House, Fareham
9a, Burnt House Lane, Stubbington, Fareham
Royale House, 1550, Parkway, Whiteley, Fareham
Homebase LTD, Collingwood Business Park, Fareham
41, East House Avenue, Fareham
28, High Street, Fareham
Unit 1, Castle Trading Estate, Fareham
Unit 1, Castle Trading Estate, Fareham
Unit 12, Castle Trading Estate, Fareham
Ashcroft Arts Centre, Osborn Road, Fareham
19, Hundred Acres, Wickham, Fareham
24, Bridge Industries, Fareham
207, West Street, Fareham
Hilldale Farm, Titchfield Lane, Wickham, Fareham
309, Titchfield Road, Stubbington, Fareham
187, West Street, Fareham
29, Hill Head Road, Hill Head, Fareham
Unit 1, Axis Park, Fareham
Parcel 2 Phase 1, Knowle Road, Fareham
Parcel 3 Phase 1, Knowle Road, Fareham
40 - 42, West Street, Portchester, Fareham
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Fareham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Fareham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Fareham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Fareham presents development opportunities linked to Welborne garden village. Growing demand from the Maritime sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite. Defence and maritime covenants valued.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Fareham and the wider Hampshire region, from waterside commercial developments to secure facility developments.
Commercial property news for Fareham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Hampshire.
Commercial mortgage services available across Fareham and surrounding areas. View larger map
Recent sales, planning movement and market signals for Fareham, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 111 commercial property transactions in the Fareham area over the past 60 months, with a median sale price of £315k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Hilldale Farm, Titchfield Lane, Wickham, Fareham for £2,300,000 in Q4 2025, one of 6 commercial transactions recorded in the Fareham area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Fareham, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Fareham deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Hampshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Fareham, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 111 commercial property transactions in Fareham during the most recent reporting window. The median commercial sale price is £315,000, with the middle 50% of deals between £235,000 and £450,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Fareham is £315,000. Smaller end deals (lower quartile) sit around £235,000, while larger transactions (upper quartile) reach £450,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Fareham.
The most active commercial sectors in Fareham (by recorded transaction count) are: office (11 transactions), industrial (4 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Fareham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Fareham. We will review the asset, sector, deal structure and lender appetite specific to Fareham and come back with an indicative rate, LTV and term within 24 to 48 hours.