CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Portsmouth and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Portsmouth commercial property delivers 6.5% average yield.
Portsmouth yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Portsmouth commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Naval heritage drives tourism. University supports student market. Gunwharf Quays successful retail destination.”
, CMB Market Analysis
City Centre North; Hard Interchange; Tipner development
The Hampshire regional briefing covering Portsmouth and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
245 commercial sales in Portsmouth across the last 60 months, sourced from HM Land Registry Price Paid Data. 2 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
8b, High Street, Cosham, Portsmouth
54, High Street, Portsmouth
2, Drayton Road, North End, Portsmouth
204a, Copnor Road, Portsmouth
Furneaux Riddall & Co LTD, Alchorne Place, Portsmouth
Our Lady Of Lourdes Church, Bransbury Road, Eastney, Southsea
70, Garnier Street, Portsmouth
181, Albert Road, Southsea
109, Commercial Road, Portsmouth
11 - 17, Eldon Street, Southsea
468, London Road, Portsmouth
73 - 75, Albert Road, Southsea
189 - 191, New Road, Portsmouth
136, Medina Road, Cosham, Portsmouth
174, Fratton Road, Portsmouth
5, Somers Road, Southsea
34 - 36, Fratton Road, Portsmouth
Venture Court, 8, Ackworth Road, Hilsea, Portsmouth
17 - 18, The Hard, Portsmouth
65, Tangier Road, Portsmouth
14, Fitzherbert Spur, Farlington, Portsmouth
90a, Cuthbert Road, Portsmouth
64, Highland Road, Southsea
Walberant Buildings, 1, Copnor Road, Portsmouth
55a, Southsea Terrace, Southsea
95, Newcome Road, Fratton, Portsmouth
12, Burrill Avenue, Drayton, Portsmouth
20a, Montague Road, North End, Portsmouth
Cosham Fire Station, Wayte Street, Portsmouth
135 - 137, Eastney Road, Southsea
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Portsmouth commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Portsmouth. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Portsmouth fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Portsmouth presents development opportunities linked to City Centre North. Growing demand from the Naval/Defence sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for student accommodation and residential. Hospitality supported.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Portsmouth and the wider Hampshire region, from commercial property purchases to hotel and leisure acquisitions.
Commercial property news for Portsmouth will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Hampshire.
Commercial mortgage services available across Portsmouth and surrounding areas. View larger map
Recent sales, planning movement and market signals for Portsmouth, drawn from HM Land Registry data and local authority planning registers.
37 relevant planning applications are awaiting decision with Portsmouth City Council, proposing 109 units with an estimated gross development value of £27m.
Source: Portsmouth City Council planning register
HM Land Registry data shows 245 commercial property transactions in the Portsmouth area over the past 60 months, with a median sale price of £222k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of 14, Fitzherbert Spur, Farlington, Portsmouth for £1,600,000 in Q3 2025, one of 9 commercial transactions recorded in the Portsmouth area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Portsmouth, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Portsmouth deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Hampshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Portsmouth, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 245 commercial property transactions in Portsmouth during the most recent reporting window. The median commercial sale price is £222,000, with the middle 50% of deals between £168,250 and £290,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Portsmouth is £222,000. Smaller end deals (lower quartile) sit around £168,250, while larger transactions (upper quartile) reach £290,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Portsmouth.
The most active commercial sectors in Portsmouth (by recorded transaction count) are: retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Portsmouth. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Portsmouth. We will review the asset, sector, deal structure and lender appetite specific to Portsmouth and come back with an indicative rate, LTV and term within 24 to 48 hours.