Portsmouth, Hampshire

Commercial Mortgages in Portsmouth

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Portsmouth and Hampshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£225
Avg Price/sq ft
6.5%
Average Yield
+16.2%
5yr Price Growth
+11.2%
5yr Rental Growth

Investment Hotspot

6.5% average yield

Portsmouth stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Portsmouth

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentreGunwharf QuaysSouthseaFrattonCosham

Portsmouth Local Market Intelligence

Naval heritage drives tourism. University supports student market. Gunwharf Quays successful retail destination.

— CMB Market Analysis

Key Industries

  • Naval/Defence
  • Tourism
  • Higher Education
  • Healthcare
  • Technology

Transport Links

  • Portsmouth rail stations
  • Portsmouth International Port
  • M27 motorway

Regeneration

City Centre North; Hard Interchange; Tipner development

Portsmouth Commercial Property Market Data

Commercial Property Values in Portsmouth

Property TypePrime / Grade ASecondaryMarket Range
Office£25 psf£9 psf£9 - £25 psf
Retail / Shop£40 psf£21 psf£21 - £40 psf
Industrial£9 psf£4 psf£4 - £9 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Portsmouth

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Portsmouth Market Trends

Office Vacancy
Falling
Industrial Demand
Strong
Retail Footfall
Declining
Residential Investment
Strong
Dominant sector:Technology & Digital

Investor appetite for Portsmouth commercial property remains strong, with technology & digital assets attracting the most interest.

Recent Commercial Property Transactions in Portsmouth

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, Gunwharf Quays

10,814 sq ft
£92,000 - £102,000
£9 psf8.2% yield
RetailQ4 2025

Lock-up shop unit, Fratton

2,602 sq ft
£49,000 - £55,000
£20 psf6.4% yield
IndustrialQ3 2025

Modern industrial unit, trade estate

33,728 sq ft
£128,000 - £142,000
£4 psf5.1% yield
HotelQ4 2025

67-bedroom serviced accommodation, Cosham

67 rooms
£4,170,000 - £4,610,000
7.7% yield
Care HomeQ1 2026

61-bed residential care facility, Southsea

61 beds
£3,090,000 - £3,415,000
7.6% yield
Mixed-UseQ4 2025

Shop with maisonette above, town centre

4,445 sq ft
£1,005,000 - £1,111,000
£238 psf7% yield
Development SiteQ3 2025

Former commercial premises with PP for conversion, Southsea

9 units
£105,000 - £115,000
Residential BlockQ4 2025

Buy-to-let residential portfolio, 22 units, Cosham

22 units
£2,185,000 - £2,415,000
6.6% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Portsmouth

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Portsmouth. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Portsmouth for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 16.2% property price growth over the past five years
  • 11.2% rental growth over five years supporting income returns
  • Strong occupier demand from Naval/Defence and Tourism sectors
  • Excellent transport connectivity including Portsmouth rail stations
  • Active regeneration programmes driving future capital growth

Development Opportunities

Portsmouth presents development opportunities linked to City Centre North. Growing demand from the Naval/Defence sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for student accommodation and residential. Hospitality supported.

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsMedical/Dental PracticesCare HomesOffice SpaceServiced OfficesData Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Portsmouth and the wider Hampshire region, from commercial property purchases to hotel and leisure acquisitions.

Why Invest in Portsmouth

Portsmouth is a major naval port city with strong heritage tourism and university presence. The commercial property market benefits from strong demand across Naval/Defence, Tourism, Higher Education sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 16.2% price growth over five years, Portsmouth offers compelling returns for commercial property investors. Excellent connectivity via Portsmouth rail stations supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including City Centre North, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Limited stock of institutional-grade commercial property in Portsmouth means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.

Notable Developments

Portsmouth's commercial property landscape has been shaped by City Centre North. Growth in the Naval/Defence sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Portsmouth are managed by Hampshire council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Portsmouth

Commercial property news for Portsmouth will appear here once available. Check back soon for the latest market updates.

Portsmouth Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Portsmouth Location

Commercial mortgage services available across Portsmouth and surrounding areas. View larger map

Portsmouth Commercial Property FAQ

What is the average office rent per square foot in Portsmouth?

Office rents in Portsmouth range from approximately £9 per square foot for secondary space up to £25 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £14 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Portsmouth?

Investment yields in Portsmouth vary by property type and grade. Current indicative yields are: offices at 5.67%-8.65%, retail at 6.57%-9.73%, industrial at 5.07%-6.97%, residential single-let at 6.6%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Portsmouth?

Portsmouth's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Portsmouth?

Residential investment blocks in Portsmouth typically trade at around £97,040 per unit, or approximately £300 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.6%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Portsmouth?

Care homes in Portsmouth typically trade at around £57,010 per registered bed. A typical 50-bed home would therefore be valued between £1.1m and £3.4m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Portsmouth project?

Speak with our specialist team today and get a decision in principle within 48 hours.