Hayling Island, HampshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Hayling Island

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Hayling Island and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£250
Avg Price/sq ft
5.2%
Average Yield
+14.5%
5yr Price Growth
+10.8%
5yr Rental Growth

Hayling Island commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Hayling Island commercial property market signals

The factors lenders weigh when assessing Hayling Island commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Island destination for watersports especially kitesurfing. Strong seasonal tourism. Unique character.

, CMB Market Analysis

Key Industries

  • Tourism & Watersports
  • Holiday Parks
  • Retail
  • Marine Activities
  • Hospitality

Transport Links

  • A3023 bridge to Havant (sole road access)
  • Hayling Island ferry to Eastney/Southsea
  • A27 via Havant to Portsmouth/Chichester
  • Cycle path to Havant

Regeneration

Hayling seafront improvement programme; coastal defence investment; holiday park upgrading; Hayling Billy trail enhancement; flood resilience measures

Listen: Hampshire Q1 2026 commercial property briefing

The Hampshire regional briefing covering Hayling Island and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

Recent Commercial Property Transactions in Hayling Island

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

commercialQ1 2026

41, Station Road, Hayling Island

£1,255,000
commercialQ4 2025

262 - 264, Sea Front, Hayling Island

£575,000
commercialQ3 2025

34, Station Road, Hayling Island

£365,000
commercialQ3 2025

8, Castlemans Lane, Hayling Island

£500,000
commercialQ1 2025

The Inn On The Beach, 97, Sea Front, Hayling Island

£550,000
commercialQ1 2025

13, Fishermans Walk, Hayling Island

£220,000
commercialQ1 2025

Fairlight Chalets, 21, Salterns Lane, Hayling Island

£123,000
commercialQ4 2024

61, Eastoke Avenue, Hayling Island

£850,000
commercialQ4 2024

2, Fishermans Walk, Hayling Island

£170,000
commercialQ4 2024

1e, Sea Front, Hayling Island

£300,000
commercialQ3 2024

12, Sea Front, Hayling Island

£360,000
commercialQ3 2024

1, Woodlands Lane, Hayling Island

£445,000
commercialQ3 2024

61, Eastoke Avenue, Hayling Island

£710,000
commercialQ3 2024

41a, Sea Front, Hayling Island

£1,200,000
commercialQ3 2024

43a, Sea Front, Hayling Island

£1,200,000
commercialQ3 2024

78, Station Road, Hayling Island

£271,000
commercialQ1 2024

141, Eastoke Avenue, Hayling Island

£225,000
commercialQ1 2024

The Raikes, Copse Lane, Hayling Island

£470,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Hayling Island commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Hayling Island commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Hayling Island. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Hayling Island commercial property investment fundamentals

What makes Hayling Island fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.2% across the local market
  • 14.5% property price growth over the past five years
  • 10.8% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Watersports and Holiday Parks sectors
  • Excellent transport connectivity including A3023 bridge to Havant (sole road access)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Hayling Island presents development opportunities linked to Hayling seafront improvement programme. Growing demand from the Tourism & Watersports sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for tourism properties.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresMixed-Use DevelopmentResidential Development

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Hayling Island and the wider Hampshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Hayling Island?

Our team will review your asset, sector and structure against current Hayling Island lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Hayling Island

Commercial property news for Hayling Island will appear here once available. Check back soon for the latest market updates.

Hayling Island Commercial Mortgage Calculator

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Hayling Island Location

Commercial mortgage services available across Hayling Island and surrounding areas. View larger map

Hayling Island commercial mortgage FAQ

Data-grounded answers about commercial property finance in Hayling Island, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Hayling Island?

HM Land Registry recorded 20 commercial property transactions in Hayling Island during the most recent reporting window. The median commercial sale price is £320,000, with the middle 50% of deals between £225,000 and £445,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Hayling Island?

The median commercial sale price recorded by HM Land Registry in Hayling Island is £320,000. Smaller end deals (lower quartile) sit around £225,000, while larger transactions (upper quartile) reach £445,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Hayling Island.

Which commercial property sectors are most active in Hayling Island?

The most active commercial sectors in Hayling Island (by recorded transaction count) are: office and retail. Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Hayling Island?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Hayling Island. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Hayling Island?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Hayling Island. We will review the asset, sector, deal structure and lender appetite specific to Hayling Island and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Hayling Island project?

Speak with our specialist team today and get a decision in principle within 48 hours.