Totton, HampshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Totton

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Totton and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£210
Avg Price/sq ft
5.5%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Totton commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Totton commercial property market signals

The factors lenders weigh when assessing Totton commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Southampton suburb on New Forest edge. Strong employment base. Major retail and industrial areas.

, CMB Market Analysis

Key Industries

  • Retail
  • Manufacturing
  • Logistics
  • Healthcare
  • Marine Services

Transport Links

  • South Western Railway to Southampton (8 mins)/London (85 mins)
  • M27 Junction 2/3 (adjacent)
  • A326 to Fawley/Hythe
  • A35 to Lyndhurst/New Forest

Regeneration

Totton town centre improvement scheme; Eling Wharf mixed-use; Calmore housing; Eling Tide Mill heritage investment; Totton and Eling community campus; A326 corridor development

Listen: Hampshire Q1 2026 commercial property briefing

The Hampshire regional briefing covering Totton and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

Totton commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Totton commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
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Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Totton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Totton commercial property investment fundamentals

What makes Totton fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.5% across the local market
  • 14% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Retail and Manufacturing sectors
  • Excellent transport connectivity including South Western Railway to Southampton (8 mins)/London (85 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Totton presents development opportunities linked to Totton town centre improvement scheme. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for industrial and retail.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresIndustrial UnitsFactory SpaceIndustrial/WarehouseDistribution CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Totton and the wider Hampshire region, from retail unit purchases to industrial unit purchases.

Need a commercial mortgage decision in Totton?

Our team will review your asset, sector and structure against current Totton lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Totton

Commercial property news for Totton will appear here once available. Check back soon for the latest market updates.

Calculate Your Commercial Mortgage Costs

Use our interactive commercial mortgage calculators for instant estimates

Totton Location

Commercial mortgage services available across Totton and surrounding areas. View larger map

Ready to discuss your Totton project?

Speak with our specialist team today and get a decision in principle within 48 hours.