Fleet, HampshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Fleet

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Fleet and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£310
Avg Price/sq ft
4.7%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Fleet commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Fleet commercial property market signals

The factors lenders weigh when assessing Fleet commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Affluent commuter town with strong retail offer. Hart consistently rated best place to live. Premium property values.

, CMB Market Analysis

Key Industries

  • Professional Services
  • Technology
  • Retail
  • Healthcare
  • Financial Services

Transport Links

  • South Western Railway to London Waterloo (45 mins)
  • M3 Junction 4a (2 miles)
  • A323 to Aldershot/Farnham
  • A30 to Camberley/Hook

Regeneration

Fleet town centre improvements; Hart Shopping Centre investment; Edenbrook housing (1,500 homes); Hartland Village development; Fleet Pond conservation and access

Listen: Hampshire Q1 2026 commercial property briefing

The Hampshire regional briefing covering Fleet and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Fleet commercial property transaction evidence

42 commercial sales in Fleet across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
42
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Fleet
42transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Hurricane House, Calthorpe Road, Fleet

Sale price
£2,075,000
OfficeQ1 2025

Copper Beech House, 5, Pyestock Way, Fleet

Sale price
£252,000
OfficeQ4 2024

Zenith House, 3, Rye Close, Fleet

Sale price
£8,000,000
OfficeQ4 2024

Linea House, Harvest Crescent, Fleet

Sale price
£2,800,000
OfficeQ4 2024

Fleetwood Park, Pioneer House, Barley Way, Fleet

Sale price
£900,000
OfficeQ4 2024

Cygnus House, 1, Waterfront Business Park, Fleet

Sale price
£1,774,450
OfficeQ4 2024

Building Two, Waterfront Business Park, Fleet

Sale price
£3,270,659
OfficeQ1 2024

Zenith House, 3, Rye Close, Fleet

Sale price
£2,190,000
CommercialQ4 2025

Cresswell, Victoria Hill Road, Fleet

Sale price
£1,435,000
CommercialQ4 2025

83, Gally Hill Road, Church Crookham, Fleet

Sale price
£1,197,750
CommercialQ3 2025

161, Fleet Road, Fleet

Sale price
£725,000
CommercialQ3 2025

9, Greenways, Fleet

Sale price
£625,000
CommercialQ3 2025

163, Fleet Road, Fleet

Sale price
£2,675,000
CommercialQ2 2025

235a, Fleet Road, Fleet

Sale price
£90,000
CommercialQ1 2025

134, Kings Road, Fleet

Sale price
£585,000
CommercialQ1 2025

3, Thegn Walk, Fleet

Sale price
£425,000
CommercialQ1 2025

Ancells Court, Unit 1, Rye Close, Fleet

Sale price
£396,000
CommercialQ1 2025

1, Chawton Close, Fleet

Sale price
£832,500
CommercialQ4 2024

Wild Ridings, Minley Road, Fleet

Sale price
£405,000
CommercialQ3 2024

Ancells Court, Unit 4, Rye Close, Fleet

Sale price
£440,000
CommercialQ3 2024

Ancells Court, Unit 2, Rye Close, Fleet

Sale price
£315,000
CommercialQ3 2024

88, Willowbourne, Fleet

Sale price
£470,000
CommercialQ3 2024

Wild Ridings, Minley Road, Fleet

Sale price
£975,000
CommercialQ2 2024

56, Basingbourne Road, Fleet

Sale price
£610,000
CommercialQ2 2024

185, Fleet Road, Fleet

Sale price
£775,000
CommercialQ2 2024

176, Fleet Road, Fleet

Sale price
£630,000
CommercialQ2 2024

The Yard, St James Road, Fleet

Sale price
£475,000
CommercialQ2 2024

Petrol Filling Station, Elvetham Heath Way, Fleet

Sale price
£3,200,000
CommercialQ2 2024

Car Park, Elvetham Heath Way, Fleet

Sale price
£145,000
CommercialQ2 2024

Alexis Court, 3, St James Road, Fleet

Sale price
£218,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Fleet commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Fleet commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Fleet. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Fleet commercial property investment fundamentals

What makes Fleet fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 4.7% across the local market
  • 11.5% property price growth over the past five years
  • 8% rental growth over five years supporting income returns
  • Strong occupier demand from Professional Services and Technology sectors
  • Excellent transport connectivity including South Western Railway to London Waterloo (45 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Fleet presents development opportunities linked to Fleet town centre improvements. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Very strong appetite from mainstream lenders. Premium catchment supports quality retail.

Property Types We Finance

Office SpaceServiced OfficesData CentresRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Fleet and the wider Hampshire region, from professional office relocations to tech workspace conversions.

Need a commercial mortgage decision in Fleet?

Our team will review your asset, sector and structure against current Fleet lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Fleet

Commercial property news for Fleet will appear here once available. Check back soon for the latest market updates.

Fleet Commercial Mortgage Calculator

Pre-populated with local market data

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Fleet Location

Commercial mortgage services available across Fleet and surrounding areas. View larger map

Fleet commercial mortgage FAQ

Data-grounded answers about commercial property finance in Fleet, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Fleet?

HM Land Registry recorded 42 commercial property transactions in Fleet during the most recent reporting window. The median commercial sale price is £475,000, with the middle 50% of deals between £315,000 and £725,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Fleet?

The median commercial sale price recorded by HM Land Registry in Fleet is £475,000. Smaller end deals (lower quartile) sit around £315,000, while larger transactions (upper quartile) reach £725,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Fleet.

Which commercial property sectors are most active in Fleet?

The most active commercial sectors in Fleet (by recorded transaction count) are: office (8 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Fleet?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Fleet. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Fleet?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Fleet. We will review the asset, sector, deal structure and lender appetite specific to Fleet and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Fleet project?

Speak with our specialist team today and get a decision in principle within 48 hours.