Havant, HampshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Havant

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Havant and Hampshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
5.6%
Average Yield
+13.8%
5yr Price Growth
+10.5%
5yr Rental Growth

Havant commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Havant commercial property market signals

The factors lenders weigh when assessing Havant commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Strategic location between Portsmouth and Chichester. Dunsbury Park attracting tech companies. Hayling Island offers holiday market.

, CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Technology
  • Healthcare
  • Logistics

Transport Links

  • South Western Railway to London Waterloo (85 mins)/Portsmouth
  • A27 to Chichester/Brighton
  • A3(M) Junction 2 (2 miles)
  • Havant bus interchange

Regeneration

Havant town centre regeneration masterplan; Dunsbury Park employment area; Havant Thicket Reservoir (new recreational facility); Leigh Park housing renewal; Langstone Technology Park

Listen: Hampshire Q1 2026 commercial property briefing

The Hampshire regional briefing covering Havant and the wider region. A Q2 2026 commercial property briefing on Hampshire, the South Coast's largest commercial market, built around the Solent twin cities of Southampton and Portsmouth, the Basingstoke pharma cluster, the Solent Enterprise Zone and a deep arc of affluent inland market towns. We walk through transaction volumes across twenty-one towns, what twenty-one Acuitus auction lots tell us about the yield environment, and where lender appetite sits today against the county's two big AONB planning constraints.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Havant commercial property transaction evidence

91 commercial sales in Havant across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
91
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Havant
91transactions
Sample: showing 30 recent sales below
HotelQ1 2026

Premier Inn Hotel, Langstone Road, Havant

Sale price
£7,904,370
OfficeQ3 2025

Bridgwater House, 2, Hayward Business Centre, Havant

Sale price
£590,000
OfficeQ1 2025

Mudford House, 1, Newlands Avenue, Waterlooville

Sale price
£442,008
OfficeQ1 2025

Spring Business Park, Unit 1, Stanbridge Road, Havant

Sale price
£14,775,000
OfficeQ4 2024

North Street House, 6, North Street, Emsworth

Sale price
£768,000
OfficeQ4 2024

Fiscal House, 2, Havant Road, Emsworth

Sale price
£400,000
RetailQ4 2024

40, Market Parade, Havant

Sale price
£45,000
RetailQ4 2024

23b, Park Parade, Havant

Sale price
£82,500
AgriculturalQ4 2024

2, Barn Close, Emsworth

Sale price
£620,000
AgriculturalQ4 2024

2, Barn Close, Emsworth

Sale price
£620,000
OfficeQ3 2024

Swiss House, 9 - 11, Ground Floor Offices, St Georges Walk, Waterlooville

Sale price
£145,000
OfficeQ3 2024

3, Jubilee Business Centre, Waterlooville

Sale price
£90,000
Pub / BarQ2 2024

The Woodman Public House,, London Road, Purbrook, Waterlooville

Sale price
£950,000
RetailQ2 2024

20, High Street, Emsworth

Sale price
£280,000
OfficeQ2 2024

Larchwood Business Centre, 6, Unit 2, Larchwood Avenue, Havant

Sale price
£498,000
CommercialQ1 2026

259, Middle Park Way, Havant

Sale price
£200,000
CommercialQ4 2025

6, Stakes Hill Road, Waterlooville

Sale price
£780,000
CommercialQ4 2025

59, Haslar Crescent, Waterlooville

Sale price
£370,000
CommercialQ3 2025

7, Othello Drive, Waterlooville

Sale price
£157,000
CommercialQ3 2025

39a, Hart Plain Avenue, Waterlooville

Sale price
£1,743,000
CommercialQ3 2025

24, Blackdown Crescent, Leigh Park, Havant

Sale price
£245,000
CommercialQ3 2025

57, Langstone Road, Langstone, Havant

Sale price
£765,000
CommercialQ2 2025

24, Jessie Road, Havant

Sale price
£307,500
CommercialQ2 2025

5, Penfold Way, Havant

Sale price
£300,000
CommercialQ2 2025

41 - 43, London Road, Cowplain, Waterlooville

Sale price
£230,000
CommercialQ2 2025

19, West Street, Havant

Sale price
£140,000
CommercialQ2 2025

107, Newlands Avenue, Waterlooville

Sale price
£134,064
CommercialQ2 2025

31a - 33a, London Road, Cowplain, Waterlooville

Sale price
£1,200,000
CommercialQ2 2025

149a, London Road, Cowplain, Waterlooville

Sale price
£288,000
CommercialQ2 2025

100, Botley Drive, Havant

Sale price
£255,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Havant commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Havant commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Havant. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Havant commercial property investment fundamentals

What makes Havant fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.6% across the local market
  • 13.8% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Retail sectors
  • Excellent transport connectivity including South Western Railway to London Waterloo (85 mins)/Portsmouth
  • Active regeneration programmes driving future capital growth

Development Opportunities

Havant presents development opportunities linked to Havant town centre regeneration masterplan. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Standard appetite for mainstream properties. Tech and industrial favoured.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced OfficesData Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Havant and the wider Hampshire region, from industrial unit purchases to retail unit purchases.

Need a commercial mortgage decision in Havant?

Our team will review your asset, sector and structure against current Havant lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Havant

Commercial property news for Havant will appear here once available. Check back soon for the latest market updates.

Havant Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Havant Location

Commercial mortgage services available across Havant and surrounding areas. View larger map

Havant commercial mortgage FAQ

Data-grounded answers about commercial property finance in Havant, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Havant?

HM Land Registry recorded 91 commercial property transactions in Havant during the most recent reporting window. The median commercial sale price is £257,500, with the middle 50% of deals between £180,000 and £354,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Havant?

The median commercial sale price recorded by HM Land Registry in Havant is £257,500. Smaller end deals (lower quartile) sit around £180,000, while larger transactions (upper quartile) reach £354,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Havant.

Which commercial property sectors are most active in Havant?

The most active commercial sectors in Havant (by recorded transaction count) are: office (8 transactions), retail (3 transactions), agri (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Havant?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Havant. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Havant?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Havant. We will review the asset, sector, deal structure and lender appetite specific to Havant and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Havant project?

Speak with our specialist team today and get a decision in principle within 48 hours.