Dorking, SurreyLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Dorking

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Dorking and Surrey. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£350
Avg Price/sq ft
4.6%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Dorking commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Dorking commercial property market signals

The factors lenders weigh when assessing Dorking commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Gateway to Box Hill and Surrey Hills. Strong antiques trade. Excellent walking and cycling destination.

, CMB Market Analysis

Key Industries

  • Independent Retail & Antiques
  • Professional Services
  • Tourism (Box Hill)
  • Hospitality
  • Agriculture

Transport Links

  • Southern Railway to London Victoria/Waterloo (50 mins)
  • A24 to Leatherhead/Horsham
  • A25 to Guildford/Reigate
  • Box Hill National Trust access

Regeneration

Dorking town centre improvements; Pippbrook mixed-use; Vincent Lane area; Dorking Halls investment; South Street public realm; limited by AONB and Green Belt; Deepdene Trail heritage

Listen: Surrey Q1 2026 commercial property briefing

The Surrey regional briefing covering Dorking and the wider region. A Q2 2026 commercial property briefing on Surrey, the most affluent commuter belt in the South East, anchored by McLaren in Woking, the defence-electronics cluster around Frimley and Camberley, and the Surrey Research Park at Guildford. We walk through transaction volumes across the sixteen principal towns, an unusually withdrawal-heavy auction map, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Dorking commercial property transaction evidence

86 commercial sales in Dorking across the last 60 months, sourced from HM Land Registry Price Paid Data. 26 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
86
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Dorking
86transactions
Sample: showing 30 recent sales below
Care HomeQ4 2025

Dorking Manor Care Home, Ridgeway Road, Dorking

Sale price
£20,559,288
AgriculturalQ4 2025

Paddock Stables, Balchins Lane, Westcott, Dorking

Sale price
£900,000
OfficeQ4 2025

Mill Pond House, Mill Road, Holmwood, Dorking

Sale price
£1,125,000
OfficeQ4 2025

Cherrywood House, Henfold Lane, Beare Green, Dorking

Sale price
£500,000
OfficeQ3 2025

Inscape House, Ansell Road, Dorking

Sale price
£310,000
OfficeQ3 2025

Glassworks 2, Dorking Business Park, Dorking

Sale price
£1,200,000
OfficeQ2 2025

Mill Pond House, Mill Road, Holmwood, Dorking

Sale price
£1,483,055
AgriculturalQ1 2025

The Granary, Henfold Lane, Holmwood, Dorking

Sale price
£930,000
OfficeQ1 2025

Kaupthing House, The Dorking Business Park, Dorking

Sale price
£3,300,000
RetailQ1 2025

234, High Street, Dorking

Sale price
£985,000
RetailQ1 2025

297, High Street, Dorking

Sale price
£170,000
RetailQ4 2024

47, High Street, Dorking

Sale price
£320,000
OfficeQ3 2024

Stonebridge, The Dorking Business Park, Dorking

Sale price
£2,500,000
OfficeQ3 2024

Carville House, Station Road, Dorking

Sale price
£2,400,000
AgriculturalQ3 2024

Fulwood, New Barn Lane, Ockley, Dorking

Sale price
£1,725,000
OfficeQ3 2024

Chapel House, Chapel Lane, Westhumble, Dorking

Sale price
£2,710,000
RetailQ3 2024

295, High Street, Dorking

Sale price
£160,000
RetailQ3 2024

295, First And Second Floor, High Street, Dorking

Sale price
£145,000
OfficeQ2 2024

Griffith House, Walliswood Green Road, Walliswood, Dorking

Sale price
£1,000,000
Land / PlotsQ2 2024

Plot 24, Blanks Lane, Newdigate, Dorking

Sale price
£12,000
RetailQ2 2024

250 - 256, High Street, Dorking

Sale price
£37,509
RetailQ2 2024

101 - 105, High Street, Dorking

Sale price
£1,387,000
RetailQ2 2024

101 - 105, High Street, Dorking

Sale price
£1,533,000
RetailQ2 2024

220, High Street, Dorking

Sale price
£830,000
Land / PlotsQ1 2024

Plot 14, Pasture Wood Road, Holmbury St Mary, Dorking

Sale price
£15,000
RetailQ1 2024

45, High Street, Dorking

Sale price
£470,000
CommercialQ1 2026

Garage 3, Cotmandene Square, Dorking

Sale price
£50,000
CommercialQ1 2026

The Master Builders, Broome Hall Road, Coldharbour, Dorking

Sale price
£1,040,000
CommercialQ4 2025

80 - 82, First Floor, South Street, Dorking

Sale price
£335,000
CommercialQ4 2025

82, Ground Floor And Basement, South Street, Dorking

Sale price
£195,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Dorking commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Dorking commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Dorking. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Dorking commercial property investment fundamentals

What makes Dorking fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 4.6% across the local market
  • 11.5% property price growth over the past five years
  • 8% rental growth over five years supporting income returns
  • Strong occupier demand from Independent Retail & Antiques and Professional Services sectors
  • Excellent transport connectivity including Southern Railway to London Victoria/Waterloo (50 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Dorking presents development opportunities linked to Dorking town centre improvements. Growing demand from the Independent Retail & Antiques sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Office SpaceServiced OfficesAgricultural BuildingsRural Commercial Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Dorking and the wider Surrey region, from commercial property purchases to professional office relocations.

Need a commercial mortgage decision in Dorking?

Our team will review your asset, sector and structure against current Dorking lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Dorking

Commercial property news for Dorking will appear here once available. Check back soon for the latest market updates.

Dorking Commercial Mortgage Calculator

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Dorking Location

Commercial mortgage services available across Dorking and surrounding areas. View larger map

Dorking commercial mortgage FAQ

Data-grounded answers about commercial property finance in Dorking, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Dorking?

HM Land Registry recorded 86 commercial property transactions in Dorking during the most recent reporting window. The median commercial sale price is £390,000, with the middle 50% of deals between £225,000 and £950,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Dorking?

The median commercial sale price recorded by HM Land Registry in Dorking is £390,000. Smaller end deals (lower quartile) sit around £225,000, while larger transactions (upper quartile) reach £950,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Dorking.

Which commercial property sectors are most active in Dorking?

The most active commercial sectors in Dorking (by recorded transaction count) are: office (10 transactions), retail (10 transactions), agri (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Dorking?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Dorking. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Dorking?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Dorking. We will review the asset, sector, deal structure and lender appetite specific to Dorking and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Dorking project?

Speak with our specialist team today and get a decision in principle within 48 hours.