Woking, Surrey

Commercial Mortgages in Woking

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Woking and Surrey.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£323
Avg Price/sq ft
5.8%
Average Yield
+11.1%
5yr Price Growth
+7.8%
5yr Rental Growth

Why Choose CMB in Woking

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Woking Town CentreWest ByfleetByfleetSheerwaterHorsell

Woking Local Market Intelligence

Major town centre regeneration creating new Grade A office and retail. Strong commuter demand. McLaren and tech companies driving employment.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Technology
  • Healthcare
  • Retail
  • Construction

Transport Links

  • South Western Railway (22 mins to Waterloo)
  • M25 access
  • A3 corridor

Regeneration

Victoria Square development; town centre transformation; Sheerwater regeneration

Woking Commercial Property Market Data

Commercial Property Values in Woking

Property TypePrime / Grade ASecondaryMarket Range
Office£16 psf£6 psf£6 - £16 psf
Retail / Shop£18 psf£14 psf£14 - £18 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Woking

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Woking Market Trends

Office Vacancy
Rising
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Strong
Dominant sector:Office & Professional Services

Woking benefits from growing private investor interest, particularly in office & professional services opportunities.

Recent Commercial Property Transactions in Woking

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade B office building, West Byfleet

7,174 sq ft
£109,000 - £121,000
£16 psf8.8% yield
RetailQ3 2025

Corner retail unit with display frontage, Horsell

3,592 sq ft
£48,000 - £53,000
£14 psf6.6% yield
IndustrialQ3 2025

Light industrial unit with yard, Sheerwater

26,912 sq ft
£102,000 - £113,000
£4 psf6% yield
Mixed-UseQ4 2025

Retail unit with 2 flats above, Sheerwater

5,719 sq ft
£771,000 - £853,000
£142 psf7.6% yield
Residential BlockQ1 2026

14-unit converted residential building, Byfleet

14 units
£1,685,000 - £1,860,000
6.8% yield
Care HomeQ1 2026

39-bed residential care facility, West Byfleet

39 beds
£1,845,000 - £2,040,000
7.1% yield
Development SiteQ1 2026

Former commercial premises with PP for conversion, Woking Town Centre

18 units
£130,000 - £145,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Woking

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Woking. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Woking for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.8% across the local market
  • 11.1% property price growth over the past five years
  • 7.8% rental growth over five years supporting income returns
  • Strong occupier demand from Professional Services and Technology sectors
  • Excellent transport connectivity including South Western Railway (22 mins to Waterloo)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Woking presents development opportunities linked to Victoria Square development. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for quality assets. New developments particularly favoured. Healthcare sector well-supported.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesRetail UnitsHigh Street ShopsShopping Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Woking and the wider Surrey region, from professional office relocations to tech workspace conversions.

Why Invest in Woking

Woking in Surrey offers diverse commercial property opportunities for investors and developers. The commercial property market benefits from strong demand across Professional Services, Technology, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.8% and 11.1% price growth over five years, Woking offers compelling returns for commercial property investors. Excellent connectivity via South Western Railway (22 mins to Waterloo) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Victoria Square development, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Competition for quality commercial stock in Woking has increased as investor demand spreads beyond core cities. Understanding local planning policies and Section 106 requirements is essential for development-led strategies.

Notable Developments

Woking's commercial property landscape has been shaped by Victoria Square development. Growth in the Professional Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Woking operates within Surrey, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Woking

Commercial property news for Woking will appear here once available. Check back soon for the latest market updates.

Woking Commercial Mortgage Calculator

Pre-populated with local market data

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Woking Location

Commercial mortgage services available across Woking and surrounding areas. View larger map

Woking Commercial Property FAQ

What is the average office rent per square foot in Woking?

Office rents in Woking range from approximately £6 per square foot for secondary space up to £16 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Woking?

Investment yields in Woking vary by property type and grade. Current indicative yields are: offices at 6.01%-8.85%, retail at 6.71%-8.77%, industrial at 6.37%-8.79%, residential single-let at 6.93%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Woking?

Woking's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Woking?

Residential investment blocks in Woking typically trade at around £125,800 per unit, or approximately £159 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.93%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Woking?

Care homes in Woking typically trade at around £49,280 per registered bed. A typical 27-bed home would therefore be valued between £986k and £3.0m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Woking project?

Speak with our specialist team today and get a decision in principle within 48 hours.