Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Epsom and Surrey.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Affluent catchment with strong independent retail. Major hospital campus creates healthcare cluster. Racecourse drives hospitality sector.”
— CMB Market Analysis
Epsom town centre plan; former hospital site development; Ashley Centre improvements; Upper High Street mixed-use; Longmead and Kiln Lane; Epsom Downs racecourse investment
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £17 psf | £8 psf | £8 - £17 psf |
| Retail / Shop | £37 psf | £10 psf | £10 - £37 psf |
| Industrial | £6 psf | £4 psf | £4 - £6 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Epsom benefits from growing private investor interest, particularly in office & professional services opportunities.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
Ground floor shop with A1 use, Epsom Downs
Manufacturing unit with loading, Stoneleigh
27-bed nursing home with planning consent, Ewell
12-unit freehold block of flats, Epsom Town Centre
Commercial/residential investment, Epsom Town Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Epsom. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileEpsom presents development opportunities linked to Epsom town centre plan. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite from mainstream lenders. Quality retail and healthcare uses favoured.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Epsom and the wider Surrey region, from professional office relocations to retail unit purchases.
Epsom is famous worldwide for the Epsom Derby, run on Epsom Downs since 1780, and as the origin of Epsom salts (discovered in the local spring water). The commercial property market benefits from strong demand across Professional Services, Retail, Healthcare (Epsom Hospital) sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.5% and 12% price growth over five years, Epsom offers compelling returns for commercial property investors. Excellent connectivity via Southern Railway to London Victoria/Waterloo (30 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Epsom town centre plan, further enhances the investment outlook and signals sustained public and private sector confidence.
Epsom's commercial property market faces competition from nearby larger centres, which can limit tenant demand for certain asset types. Careful due diligence on local occupier markets and realistic yield expectations are essential for successful investment.
Epsom's commercial property landscape has been shaped by Epsom town centre plan. Growth in the Professional Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Epsom is set by Surrey council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Commercial property news for Epsom will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Surrey.
Commercial mortgage services available across Epsom and surrounding areas. View larger map
Office rents in Epsom range from approximately £8 per square foot for secondary space up to £17 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Epsom vary by property type and grade. Current indicative yields are: offices at 6.45%-8.4%, retail at 7.2%-10.25%, industrial at 6.85%-7.11%, residential single-let at 6.71%, HMOs at 10.02%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Epsom's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Epsom typically trade at around £173,900 per unit, or approximately £153 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.71%, with HMO conversions achieving up to 10.02%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
HMO investments in Epsom can achieve yields of approximately 10.02%, compared to 6.71% for standard single-let properties. Epsom has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.
Care homes in Epsom typically trade at around £42,230 per registered bed. A typical 27-bed home would therefore be valued between £845k and £2.5m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.