CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Oxted and Surrey. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Oxted commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Premium commuter town with excellent rail links. Strong independent retail. Quality schools drive demand.”
, CMB Market Analysis
Limited due to Green Belt; Oxted town centre improvements; Ellice Road development; Old Oxted conservation; Master Park housing; community facilities; Tandridge DC growth strategy
The Surrey regional briefing covering Oxted and the wider region. A Q2 2026 commercial property briefing on Surrey, the most affluent commuter belt in the South East, anchored by McLaren in Woking, the defence-electronics cluster around Frimley and Camberley, and the Surrey Research Park at Guildford. We walk through transaction volumes across the sixteen principal towns, an unusually withdrawal-heavy auction map, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
30 commercial sales in Oxted across the last 60 months, sourced from HM Land Registry Price Paid Data. 1 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Red Lane Farm Stables, Red Lane, Oxted
216, Pollards Oak Road, Oxted
13, Station Road East, Oxted
224, Pollards Oak Road, Oxted
43h, Station Road East, Oxted
Pastens, Pastens Road, Oxted
Lombarden Farm, Kent Hatch Road, Oxted
33, Station Road East, Oxted
Strange Cottage, Pains Hill, Oxted
The Haycutter, 69, Tanhouse Road, Oxted
Ballards Hall, Ballards Lane, Oxted
112, Station Road East, Oxted
110, Station Road East, Oxted
110, Station Road East, Oxted
Watersmead, Popes Lane, Oxted
42, Titsey Road, Oxted
Redwood, Westerham Road, Oxted
42, Station Road West, Oxted
43g, Station Road East, Oxted
19a, Station Road East, Oxted
Methodist Church, Hurstlands, Oxted
89, Station Road East, Oxted
28, Station Road West, Oxted
40, Station Road West, Oxted
111 - 113, Station Road East, Oxted
6, Barnfield Way, Oxted
Woodlands, Icehouse Wood, Oxted
24, Station Road East, Oxted
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Oxted commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Oxted. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Oxted fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Oxted presents development opportunities linked to Limited due to Green Belt. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Oxted and the wider Surrey region, from professional office relocations to retail unit purchases.
Commercial property news for Oxted will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Surrey.
Commercial mortgage services available across Oxted and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Oxted, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 30 commercial property transactions in Oxted during the most recent reporting window. The median commercial sale price is £367,500, with the middle 50% of deals between £285,000 and £750,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Oxted is £367,500. Smaller end deals (lower quartile) sit around £285,000, while larger transactions (upper quartile) reach £750,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Oxted.
The most active commercial sectors in Oxted (by recorded transaction count) are: agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Oxted. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Oxted. We will review the asset, sector, deal structure and lender appetite specific to Oxted and come back with an indicative rate, LTV and term within 24–48 hours.