Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Oxted and Surrey.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Premium commuter town with excellent rail links. Strong independent retail. Quality schools drive demand.”
— CMB Market Analysis
Limited due to Green Belt; Oxted town centre improvements; Ellice Road development; Old Oxted conservation; Master Park housing; community facilities; Tandridge DC growth strategy
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £12 psf | £6 psf | £6 - £12 psf |
| Retail / Shop | £9 psf | £6 psf | £6 - £9 psf |
| Industrial | £4 psf | £3 psf | £3 - £4 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Oxted benefits from growing private investor interest, particularly in office & professional services opportunities.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
Ground floor shop with A1 use, Tandridge
Manufacturing unit with loading, Hurst Green
37-bed nursing home with planning consent, Limpsfield
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Oxted. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileOxted presents development opportunities linked to Limited due to Green Belt. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Oxted and the wider Surrey region, from professional office relocations to retail unit purchases.
Oxted is a small Surrey town on the Southern Railway line to East Croydon and London, sitting on the Greensand Ridge with views of the Weald. The commercial property market benefits from strong demand across Professional Services, Retail, Education sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.5% and 11% price growth over five years, Oxted offers compelling returns for commercial property investors. Excellent connectivity via Southern Railway to East Croydon (20 mins)/London Bridge supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Limited due to Green Belt, further enhances the investment outlook and signals sustained public and private sector confidence.
Oxted's commercial property market faces competition from nearby larger centres, which can limit tenant demand for certain asset types. Careful due diligence on local occupier markets and realistic yield expectations are essential for successful investment.
Oxted's commercial property landscape has been shaped by Limited due to Green Belt. Growth in the Professional Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Oxted is set by Surrey council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Commercial property news for Oxted will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Surrey.
Commercial mortgage services available across Oxted and surrounding areas. View larger map
Office rents in Oxted range from approximately £6 per square foot for secondary space up to £12 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £9 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Oxted vary by property type and grade. Current indicative yields are: offices at 7.96%-10.07%, retail at 8.95%-12.72%, industrial at 6.66%-8.7%, residential single-let at 8.07%, HMOs at 12.59%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Oxted's commercial property market includes offices, retail units, industrial premises, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
HMO investments in Oxted can achieve yields of approximately 12.59%, compared to 8.07% for standard single-let properties. Oxted has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.
Care homes in Oxted typically trade at around £34,683 per registered bed. A typical 56-bed home would therefore be valued between £694k and £2.1m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.