Farnham, Surrey

Commercial Mortgages in Farnham

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Farnham and Surrey.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£370
Avg Price/sq ft
4.5%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Why Choose CMB in Farnham

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Farnham Town CentreWreccleshamBadshot LeaHaleRowledge

Farnham Local Market Intelligence

Attractive market town with strong independent retail. University of Creative Arts drives student accommodation. Quality of life attracts home-workers.

— CMB Market Analysis

Key Industries

  • Creative Arts & Design (UCA)
  • Independent Retail & Food
  • Professional Services
  • Tourism
  • Hospitality

Transport Links

  • South Western Railway to London Waterloo (55 mins)
  • A31 to Winchester/Guildford
  • A325 to Aldershot/Farnborough
  • A287 to Haslemere

Regeneration

Farnham town centre heritage conservation; East Street improvement; Brightwells Yard mixed-use development; Maltings cultural programme expansion; University for Creative Arts campus; Aldershot Road area

Farnham Commercial Property Market Data

Commercial Property Values in Farnham

Property TypePrime / Grade ASecondaryMarket Range
Office£12 psf£5 psf£5 - £12 psf
Retail / Shop£14 psf£7 psf£7 - £14 psf
Industrial£5 psf£4 psf£4 - £5 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Farnham

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Farnham Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Weak
Dominant sector:Office & Professional Services

Farnham benefits from growing private investor interest, particularly in office & professional services opportunities.

Recent Commercial Property Transactions in Farnham

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Open-plan office suite with parking, Rowledge

14,146 sq ft
£148,000 - £163,000
£11 psf9.7% yield
RetailQ4 2025

High street retail unit, Wrecclesham

991 sq ft
£6,000 - £6,000
£6 psf6.6% yield
IndustrialQ4 2025

Self-contained industrial premises, Farnham Town Centre

9,536 sq ft
£36,000 - £40,000
£4 psf7% yield
Pub/RestaurantQ3 2025

Gastro-pub with car park, Farnham Town Centre

£250,000 - £275,000
8.67% yield
Mixed-UseQ1 2026

Shop with maisonette above, town centre

1,780 sq ft
£272,000 - £301,000
£161 psf9.1% yield
HotelQ3 2025

16-room boutique hotel, Badshot Lea

16 rooms
£650,000 - £715,000
9.7% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Farnham

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Farnham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Farnham for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 4.5% across the local market
  • 11.5% property price growth over the past five years
  • 8% rental growth over five years supporting income returns
  • Strong occupier demand from Creative Arts & Design (UCA) and Independent Retail & Food sectors
  • Excellent transport connectivity including South Western Railway to London Waterloo (55 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Farnham presents development opportunities linked to Farnham town centre heritage conservation. Growing demand from the Creative Arts & Design (UCA) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for quality heritage properties. Student accommodation and retail well-supported.

Property Types We Finance

Office SpaceServiced OfficesHotelsLeisure PropertiesHoliday Lets

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Farnham and the wider Surrey region, from commercial property purchases to development and refurbishment projects.

Why Invest in Farnham

Farnham is one of Surrey's most attractive towns, with a Georgian streetscape, a Norman castle, and the historic Maltings complex that is one of the South's premier arts and entertainment venues. The commercial property market benefits from strong demand across Creative Arts & Design (UCA), Independent Retail & Food, Professional Services sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.5% and 11.5% price growth over five years, Farnham offers compelling returns for commercial property investors. Excellent connectivity via South Western Railway to London Waterloo (55 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Farnham town centre heritage conservation, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Limited stock of institutional-grade commercial property in Farnham means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.

Notable Developments

Farnham's commercial property landscape has been shaped by Farnham town centre heritage conservation. Growth in the Creative Arts & Design (UCA) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Farnham are managed by Surrey council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Farnham

Commercial property news for Farnham will appear here once available. Check back soon for the latest market updates.

Farnham Commercial Mortgage Calculator

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Farnham Location

Commercial mortgage services available across Farnham and surrounding areas. View larger map

Farnham Commercial Property FAQ

What is the average office rent per square foot in Farnham?

Office rents in Farnham range from approximately £5 per square foot for secondary space up to £12 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £8 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Farnham?

Investment yields in Farnham vary by property type and grade. Current indicative yields are: offices at 7.71%-9.82%, retail at 7.08%-8.86%, industrial at 6.87%-8.81%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Farnham?

Farnham's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

Ready to discuss your Farnham project?

Speak with our specialist team today and get a decision in principle within 48 hours.