CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Godstone and Surrey. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Godstone commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Attractive village with M25/M23 access. Strong hospitality sector. Growing residential demand.”
, CMB Market Analysis
Very limited due to Green Belt; Godstone village green conservation; Godstone Farm visitor improvements; modest infill development; community facilities enhancement
The Surrey regional briefing covering Godstone and the wider region. A Q2 2026 commercial property briefing on Surrey, the most affluent commuter belt in the South East, anchored by McLaren in Woking, the defence-electronics cluster around Frimley and Camberley, and the Surrey Research Park at Guildford. We walk through transaction volumes across the sixteen principal towns, an unusually withdrawal-heavy auction map, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
15 commercial sales in Godstone across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
68, High Street, Godstone
44 - 46, High Street, Godstone
54, High Street, Godstone
87, High Street, Godstone
White Hart, 71, High Street, Godstone
Osney Lodge Farm, Paddock House, Byers Lane, South Godstone, Godstone
Tile Barn Farm, Carlton Road, South Godstone, Godstone
Cricketers Cottage, Whitewood Lane, South Godstone, Godstone
Tandridge Hill Farm, Tandridge Hill Lane, Godstone
Taylors Hill Sand Pits, Eastbourne Road, Godstone
Beyond, Brickhouse Lane, South Godstone, Godstone
Nursery Cottage, Oxted Road, Godstone
Osney Lodge Farm, Byers Lane, South Godstone, Godstone
Godstonecorner Wood, Eastbourne Road, South Godstone, Godstone
The Bounty, Godstone Green, Godstone
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Godstone commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Godstone. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Godstone fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Godstone presents development opportunities linked to Very limited due to Green Belt. Growing demand from the Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Godstone and the wider Surrey region, from commercial property purchases to rural commercial conversions.
Commercial property news for Godstone will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Surrey.
Commercial mortgage services available across Godstone and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Godstone, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 15 commercial property transactions in Godstone during the most recent reporting window. The median commercial sale price is £533,000, with the middle 50% of deals between £250,000 and £1,050,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Godstone is £533,000. Smaller end deals (lower quartile) sit around £250,000, while larger transactions (upper quartile) reach £1,050,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Godstone.
The most active commercial sectors in Godstone (by recorded transaction count) are: retail (5 transactions), office (1 transaction), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Godstone. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Godstone. We will review the asset, sector, deal structure and lender appetite specific to Godstone and come back with an indicative rate, LTV and term within 24–48 hours.