CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Reigate and Surrey. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Reigate commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Insurance industry hub with AXA headquarters. Strong office market with competitive rents vs London. Redhill regeneration improving retail offer.”
, CMB Market Analysis
Limited due to conservation and Green Belt; Reigate town centre heritage conservation; Bell Street public realm; former local authority offices conversion; Woodhatch area; Holmesdale Road
The Surrey regional briefing covering Reigate and the wider region. A Q2 2026 commercial property briefing on Surrey, the most affluent commuter belt in the South East, anchored by McLaren in Woking, the defence-electronics cluster around Frimley and Camberley, and the Surrey Research Park at Guildford. We walk through transaction volumes across the sixteen principal towns, an unusually withdrawal-heavy auction map, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
47 commercial sales in Reigate across the last 60 months, sourced from HM Land Registry Price Paid Data. 10 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
27 - 29, High Street, Reigate
18, High Street, Reigate
68, High Street, Reigate
The Coach House, Colley Lane, Reigate
Devonshire House, 31, Holmesdale Road, Reigate
6, Trehaven Parade, Reigate
5, Trehaven Parade, Reigate
19c, High Street, Reigate
Foundation House, 42 - 48, London Road, Reigate
Heathfield Park Stables, Reigate Heath, Reigate
32, Belmont Road, Reigate
25 - 29, Church Street, Reigate
The Old Rectory, 2, Ironsbottom, Sidlow, Reigate
Subud Hall, Allingham Road, Reigate
65, Lonesome Lane, Reigate
Territorial Army Centre, Chart Lane, Reigate
Oaklands Cottage, Oaks Road, Reigate
5 - 13, Basement And Ground Floor, West Street, Reigate
Woodbury Cottage, Colley Lane, Reigate
1a, Church Street, Reigate
61, Unit F, Albert Road North, Reigate
44b, Church Street, Reigate
Garden Cottage, High Road, Reigate
Aldi Foodstore LTD, Rushworth Road, Reigate
Clairville Court, 6, Wray Common Road, Reigate
June Farm, Trumpets Hill Road, Reigate
1, Manor Road, Reigate
8, Reigate Hill Close, Reigate
26, Blanford Road, Reigate
37, Kingsley Grove, Reigate
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Reigate commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Reigate. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Reigate fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Reigate presents development opportunities linked to Limited due to conservation and Green Belt. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Very strong appetite. Insurance sector provides excellent covenant quality.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Reigate and the wider Surrey region, from professional office relocations to development and refurbishment projects.
Commercial property news for Reigate will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Surrey.
Commercial mortgage services available across Reigate and surrounding areas. View larger map
Recent sales, planning movement and market signals for Reigate, drawn from HM Land Registry data and local authority planning registers.
Prior approval application pursuant to Schedule 2, Part 3, Paragraph MA of the Town and Country Planning (General Permitted Development) (England) Order 2015... at Lincoln House 13A Nutley Lane Reigate Surrey RH2 9HP (1 units). Approved by Reigate and Banstead Borough Council.
Source: Reigate and Banstead Borough Council, ref 26/00670/PAP3MA
Proposed single storey rear extension. Max height 3m, height at eaves 3m and extending 6m beyond the rear wall. at 6 Devon Road Merstham Surrey RH1 3EU. Approved by Reigate and Banstead Borough Council.
Source: Reigate and Banstead Borough Council, ref 26/00685/PDE
HM Land Registry data shows 47 commercial property transactions in the Reigate area over the past 60 months, with a median sale price of £360k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of 27 - 29, High Street, Reigate for £75,000 in Q4 2025, one of 1 commercial transaction recorded in the Reigate area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Reigate, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Reigate deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Surrey.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Reigate, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 47 commercial property transactions in Reigate during the most recent reporting window. The median commercial sale price is £360,000, with the middle 50% of deals between £239,683 and £600,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Reigate is £360,000. Smaller end deals (lower quartile) sit around £239,683, while larger transactions (upper quartile) reach £600,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Reigate.
The most active commercial sectors in Reigate (by recorded transaction count) are: retail (6 transactions), office (3 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Reigate. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Reigate. We will review the asset, sector, deal structure and lender appetite specific to Reigate and come back with an indicative rate, LTV and term within 24 to 48 hours.