Reigate, Surrey

Commercial Mortgages in Reigate

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Reigate and Surrey.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£410
Avg Price/sq ft
4.5%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Why Choose CMB in Reigate

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Reigate Town CentreRedhillMersthamSouth ParkWoodhatch

Reigate Local Market Intelligence

Insurance industry hub with AXA headquarters. Strong office market with competitive rents vs London. Redhill regeneration improving retail offer.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Independent Retail & Dining
  • Financial Services
  • Education
  • Healthcare

Transport Links

  • Southern Railway to London (40 mins)/Gatwick (15 mins)
  • M25 Junction 8 (2 miles)
  • A25 to Dorking/Godstone
  • A217 to Sutton/London

Regeneration

Limited due to conservation and Green Belt; Reigate town centre heritage conservation; Bell Street public realm; former local authority offices conversion; Woodhatch area; Holmesdale Road

Reigate Commercial Property Market Data

Commercial Property Values in Reigate

Property TypePrime / Grade ASecondaryMarket Range
Office£15 psf£7 psf£7 - £15 psf
Retail / Shop£26 psf£21 psf£21 - £26 psf
Industrial£5 psf£4 psf£4 - £5 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Reigate

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Reigate Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Strong
Dominant sector:Office & Professional Services

Reigate benefits from growing private investor interest, particularly in office & professional services opportunities.

Recent Commercial Property Transactions in Reigate

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Serviced office premises, town centre

13,222 sq ft
£88,000 - £97,000
£7 psf9.2% yield
RetailQ4 2025

Lock-up shop unit, South Park

2,188 sq ft
£48,000 - £53,000
£23 psf6.8% yield
IndustrialQ4 2025

Industrial workshop with office, Merstham

17,696 sq ft
£67,000 - £74,000
£4 psf5.5% yield
Residential BlockQ1 2026

18-unit converted residential building, Woodhatch

18 units
£2,510,000 - £2,775,000
7.5% yield
Mixed-UseQ3 2025

Retail unit with 2 flats above, Reigate Town Centre

4,926 sq ft
£533,000 - £590,000
£114 psf7.5% yield
Care HomeQ1 2026

49-bed care home, recently refurbished, Reigate Town Centre

49 beds
£2,165,000 - £2,395,000
7.9% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Reigate

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Reigate. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Reigate for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 4.5% across the local market
  • 11.5% property price growth over the past five years
  • 8% rental growth over five years supporting income returns
  • Strong occupier demand from Professional Services and Independent Retail & Dining sectors
  • Excellent transport connectivity including Southern Railway to London (40 mins)/Gatwick (15 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Reigate presents development opportunities linked to Limited due to conservation and Green Belt. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Very strong appetite. Insurance sector provides excellent covenant quality.

Property Types We Finance

Office SpaceServiced OfficesCommercial UnitsEducational FacilitiesStudent AccommodationMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Reigate and the wider Surrey region, from professional office relocations to development and refurbishment projects.

Why Invest in Reigate

Reigate is a prosperous Surrey town at the foot of the North Downs with a well-preserved medieval centre, a castle and priory park, and a fashionable Bell Street high street. The commercial property market benefits from strong demand across Professional Services, Independent Retail & Dining, Financial Services sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.5% and 11.5% price growth over five years, Reigate offers compelling returns for commercial property investors. Excellent connectivity via Southern Railway to London (40 mins)/Gatwick (15 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Limited due to conservation and Green Belt, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Limited stock of institutional-grade commercial property in Reigate means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.

Notable Developments

Reigate's commercial property landscape has been shaped by Limited due to conservation and Green Belt. Growth in the Professional Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Reigate are managed by Surrey council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Reigate

Commercial property news for Reigate will appear here once available. Check back soon for the latest market updates.

Reigate Commercial Mortgage Calculator

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Reigate Location

Commercial mortgage services available across Reigate and surrounding areas. View larger map

Reigate Commercial Property FAQ

What is the average office rent per square foot in Reigate?

Office rents in Reigate range from approximately £7 per square foot for secondary space up to £15 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £11 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Reigate?

Investment yields in Reigate vary by property type and grade. Current indicative yields are: offices at 6.31%-9.01%, retail at 7.16%-9.15%, industrial at 5.57%-7.58%, residential single-let at 7.32%, HMOs at 9.2%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Reigate?

Reigate's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Reigate?

Residential investment blocks in Reigate typically trade at around £172,200 per unit, or approximately £198 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.32%, with HMO conversions achieving up to 9.2%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What are HMO yields in Reigate?

HMO investments in Reigate can achieve yields of approximately 9.2%, compared to 7.32% for standard single-let properties. Reigate has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Reigate?

Care homes in Reigate typically trade at around £51,440 per registered bed. A typical 32-bed home would therefore be valued between £1.0m and £3.1m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Reigate project?

Speak with our specialist team today and get a decision in principle within 48 hours.