CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Guildford and Surrey. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Guildford commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Surrey University drives student demand. Gaming and tech sector established. Affluent catchment supports premium.”
, CMB Market Analysis
North Street development; Weyside Urban Village; town centre enhancement
The Surrey regional briefing covering Guildford and the wider region. A Q2 2026 commercial property briefing on Surrey, the most affluent commuter belt in the South East, anchored by McLaren in Woking, the defence-electronics cluster around Frimley and Camberley, and the Surrey Research Park at Guildford. We walk through transaction volumes across the sixteen principal towns, an unusually withdrawal-heavy auction map, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
199 commercial sales in Guildford across the last 60 months, sourced from HM Land Registry Price Paid Data. 30 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
67, High Street, Guildford
Leedsheath LTD, Westfield Road, Slyfield Industrial Estate, Guildford
New Manor House, East Clandon, Guildford
Unit 11, Meaco House, Parklands, Guildford
29 - 31, Moorfield Road, Slyfield Industrial Estate, Guildford
71 - 73, High Street, Guildford
Plot G58, Bailes Lane, Normandy, Guildford
Berry Farm, Plot 15, Westwood Lane, Wanborough, Guildford
200, High Street, Guildford
The Granary, West Flexford Lane, Wanborough, Guildford
Plot G66, Bailes Lane, Normandy, Guildford
Plot G11, Bailes Lane, Normandy, Guildford
Ranger House, Walnut Tree Close, Guildford
Plot G57, Bailes Lane, Normandy, Guildford
Plot G48, Bailes Lane, Normandy, Guildford
11, The Pines Trading Estate, Guildford
Rear Of 19, Phoenix House, Ash Street, Ash, Aldershot
Gosden Hill Farmhouse, Merrow Lane, Guildford
Plot G40, Bailes Lane, Normandy, Guildford
4, Kingpost Parade, Guildford
Plot 9, Wanborough Hill, Wanborough, Guildford
Plot G63, Bailes Lane, Normandy, Guildford
21 - 23, Westfield Road, Slyfield Industrial Estate, Guildford
Little Orchard Farm, Plot 1 And 2, Wanborough, Guildford
Hurst Farm House, Clay Lane, Jacobs Well, Guildford
Stamford House, 91, Woodbridge Road, Guildford
Plot G53, Bailes Lane, Normandy, Guildford
Plot G73, Bailes Lane, Normandy, Guildford
Woodruffe, Stables Rear Of Woodruffe, Wyke Lane, Ash, Aldershot
Plot G50, Bailes Lane, Normandy, Guildford
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Guildford commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Guildford. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Guildford fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Guildford presents development opportunities linked to North Street development. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for quality assets. Premium location recognised.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Guildford and the wider Surrey region, from tech workspace conversions to development and refurbishment projects.
Commercial property news for Guildford will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Surrey.
Commercial mortgage services available across Guildford and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Guildford, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 199 commercial property transactions in Guildford during the most recent reporting window. The median commercial sale price is £400,000, with the middle 50% of deals between £250,000 and £670,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Guildford is £400,000. Smaller end deals (lower quartile) sit around £250,000, while larger transactions (upper quartile) reach £670,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Guildford.
The most active commercial sectors in Guildford (by recorded transaction count) are: land (13 transactions), office (6 transactions), retail (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Guildford. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Guildford. We will review the asset, sector, deal structure and lender appetite specific to Guildford and come back with an indicative rate, LTV and term within 24–48 hours.