Armagh, Northern IrelandLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Armagh

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Armagh and Northern Ireland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£95
Avg Price/sq ft
6.2%
Average Yield
+9.8%
5yr Price Growth
+7.5%
5yr Rental Growth

Armagh commercial property delivers 6.2% average yield.

Armagh yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Armagh commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Armagh commercial property market signals

The factors lenders weigh when assessing Armagh commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Ecclesiastical capital with two cathedrals. St Patrick heritage tourism. Armagh Observatory and Planetarium.

, CMB Market Analysis

Key Industries

  • Public Administration
  • Education
  • Healthcare
  • Tourism & Heritage
  • Agriculture

Transport Links

  • A3 to Portadown/M1 (10 miles)
  • A28 to Newry/Armagh
  • A29 to Dungannon
  • No direct rail (nearest: Portadown)

Regeneration

Armagh city centre public realm enhancement; Cathedral Quarter improvements; Shambles Market area; Palace Demesne park investment; Georgian Quarter conservation; Armagh Gaol site redevelopment

Armagh commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Armagh commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
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Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Armagh. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Armagh commercial property investment fundamentals

What makes Armagh fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 9.8% property price growth over the past five years
  • 7.5% rental growth over five years supporting income returns
  • Strong occupier demand from Public Administration and Education sectors
  • Excellent transport connectivity including A3 to Portadown/M1 (10 miles)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Armagh presents development opportunities linked to Armagh city centre public realm enhancement. Growing demand from the Public Administration sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage city properties.

Property Types We Finance

Educational FacilitiesStudent AccommodationMedical/Dental PracticesCare HomesAgricultural BuildingsRural Commercial Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Armagh and the wider Northern Ireland region, from commercial property purchases to student accommodation projects.

Need a commercial mortgage decision in Armagh?

Our team will review your asset, sector and structure against current Armagh lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Armagh

Commercial property news for Armagh will appear here once available. Check back soon for the latest market updates.

Calculate Your Commercial Mortgage Costs

Use our interactive commercial mortgage calculators for instant estimates

Armagh Location

Commercial mortgage services available across Armagh and surrounding areas. View larger map

Ready to discuss your Armagh project?

Speak with our specialist team today and get a decision in principle within 48 hours.