Armagh, Northern Ireland

Commercial Mortgages in Armagh

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Armagh and Northern Ireland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£95
Avg Price/sq ft
6.2%
Average Yield
+9.8%
5yr Price Growth
+7.5%
5yr Rental Growth

Investment Hotspot

6.2% average yield

Armagh stands out with above-average yields of 6.2%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Armagh

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Armagh City CentreTwo CathedralsMilfordHamiltonsbawnKeady

Armagh Local Market Intelligence

Ecclesiastical capital with two cathedrals. St Patrick heritage tourism. Armagh Observatory and Planetarium.

— CMB Market Analysis

Key Industries

  • Public Administration
  • Education
  • Healthcare
  • Tourism & Heritage
  • Agriculture

Transport Links

  • A3 to Portadown/M1 (10 miles)
  • A28 to Newry/Armagh
  • A29 to Dungannon
  • No direct rail (nearest: Portadown)

Regeneration

Armagh city centre public realm enhancement; Cathedral Quarter improvements; Shambles Market area; Palace Demesne park investment; Georgian Quarter conservation; Armagh Gaol site redevelopment

Armagh Commercial Property Market Data

Commercial Property Values in Armagh

Property TypePrime / Grade ASecondaryMarket Range
Office£21 psf£10 psf£10 - £21 psf
Retail / Shop£19 psf£12 psf£12 - £19 psf
Industrial£7 psf£6 psf£6 - £7 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Armagh

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Armagh Market Trends

Office Vacancy
Rising
Industrial Demand
Weak
Retail Footfall
Growing
Residential Investment
Strong
Dominant sector:Hospitality & Tourism

The Armagh market shows resilient fundamentals with yields remaining competitive against regional averages.

Recent Commercial Property Transactions in Armagh

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Refurbished office space, Milford

8,308 sq ft
£103,000 - £113,000
£13 psf8.4% yield
RetailQ4 2025

Lock-up shop unit, Hamiltonsbawn

3,227 sq ft
£52,000 - £58,000
£17 psf6.6% yield
IndustrialQ1 2026

Industrial workshop with office, Hamiltonsbawn

28,976 sq ft
£165,000 - £183,000
£6 psf6.7% yield
HotelQ1 2026

92-room guest house with owner's accommodation, Keady

92 rooms
£5,410,000 - £5,980,000
7.8% yield
Care HomeQ1 2026

44-bed nursing home with planning consent, Two Cathedrals

44 beds
£1,955,000 - £2,160,000
9% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Armagh

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Armagh. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Armagh for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 9.8% property price growth over the past five years
  • 7.5% rental growth over five years supporting income returns
  • Strong occupier demand from Public Administration and Education sectors
  • Excellent transport connectivity including A3 to Portadown/M1 (10 miles)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Armagh presents development opportunities linked to Armagh city centre public realm enhancement. Growing demand from the Public Administration sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage city properties.

Property Types We Finance

Educational FacilitiesStudent AccommodationMedical/Dental PracticesCare HomesAgricultural BuildingsRural Commercial Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Armagh and the wider Northern Ireland region, from commercial property purchases to student accommodation projects.

Why Invest in Armagh

Armagh is the ecclesiastical capital of Ireland, uniquely home to both Catholic and Church of Ireland cathedrals on facing hills. The commercial property market benefits from strong demand across Public Administration, Education, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 9.8% price growth over five years, Armagh offers compelling returns for commercial property investors. Excellent connectivity via A3 to Portadown/M1 (10 miles) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Armagh city centre public realm enhancement, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Armagh's commercial property landscape has been shaped by Armagh city centre public realm enhancement. Growth in the Public Administration sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Armagh is set by Northern Ireland council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Armagh

Commercial property news for Armagh will appear here once available. Check back soon for the latest market updates.

Armagh Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Armagh Location

Commercial mortgage services available across Armagh and surrounding areas. View larger map

Armagh Commercial Property FAQ

What is the average office rent per square foot in Armagh?

Office rents in Armagh range from approximately £10 per square foot for secondary space up to £21 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £15 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Armagh?

Investment yields in Armagh vary by property type and grade. Current indicative yields are: offices at 6.13%-8.69%, retail at 6.55%-10.39%, industrial at 6.49%-8.95%, residential single-let at 6.77%, HMOs at 8.23%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Armagh?

Armagh's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Armagh?

HMO investments in Armagh can achieve yields of approximately 8.23%, compared to 6.77% for standard single-let properties. Armagh has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Armagh?

Care homes in Armagh typically trade at around £52,692 per registered bed. A typical 59-bed home would therefore be valued between £1.1m and £3.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Armagh project?

Speak with our specialist team today and get a decision in principle within 48 hours.