Londonderry, Northern Ireland

Commercial Mortgages in Londonderry

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Londonderry and Northern Ireland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£201
Avg Price/sq ft
4.7%
Average Yield
+13.2%
5yr Price Growth
+14.8%
5yr Rental Growth

Why Choose CMB in Londonderry

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Derry City CentreWatersideCitysideEbringtonFort George

Londonderry Local Market Intelligence

UK City of Culture 2013 legacy. Growing tech sector. Strong university presence. City Walls heritage.

— CMB Market Analysis

Key Industries

  • Technology
  • Healthcare
  • Education
  • Creative Industries
  • Manufacturing

Transport Links

  • Derry station
  • City of Derry Airport
  • A2/A5/A6 roads

Regeneration

Ebrington development; One Plan; riverside improvements

Londonderry Commercial Property Market Data

Commercial Property Values in Londonderry

Property TypePrime / Grade ASecondaryMarket Range
Office£19 psf£8 psf£8 - £19 psf
Retail / Shop£25 psf£16 psf£16 - £25 psf
Industrial£5 psf£4 psf£4 - £5 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Londonderry

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Londonderry Market Trends

Office Vacancy
Stable
Industrial Demand
Moderate
Retail Footfall
Stable
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

The Londonderry market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Londonderry

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Open-plan office suite with parking, Fort George

6,376 sq ft
£109,000 - £121,000
£18 psf9.3% yield
RetailQ3 2025

Corner retail unit with display frontage, Cityside

2,012 sq ft
£42,000 - £46,000
£22 psf6.4% yield
IndustrialQ3 2025

Modern industrial unit, trade estate

15,824 sq ft
£75,000 - £83,000
£5 psf6.5% yield
Mixed-UseQ3 2025

Mixed-use building with commercial ground floor and residential above, Ebrington

3,060 sq ft
£535,000 - £591,000
£184 psf6.9% yield
Development SiteQ3 2025

Development site with planning for 7 residential units, Waterside

7 units
£75,000 - £85,000
Residential BlockQ3 2025

7-unit purpose-built apartment block, Fort George

7 units
£680,000 - £755,000
6.6% yield
Care HomeQ3 2025

26-bed registered care home with gardens, Cityside

26 beds
£1,605,000 - £1,775,000
7.2% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Londonderry

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Londonderry. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Londonderry for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 4.7% across the local market
  • 13.2% property price growth over the past five years
  • 14.8% rental growth over five years supporting income returns
  • Strong occupier demand from Technology and Healthcare sectors
  • Excellent transport connectivity including Derry station
  • Active regeneration programmes driving future capital growth

Development Opportunities

Londonderry presents development opportunities linked to Ebrington development. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Tech and education valued.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesEducational FacilitiesStudent AccommodationStudio Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Londonderry and the wider Northern Ireland region, from tech workspace conversions to healthcare property investments.

Why Invest in Londonderry

Londonderry in Northern Ireland offers diverse commercial property opportunities for investors and developers. The commercial property market benefits from strong demand across Technology, Healthcare, Education sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.7% and 13.2% price growth over five years, Londonderry offers compelling returns for commercial property investors. Excellent connectivity via Derry station supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Ebrington development, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Londonderry's commercial property landscape has been shaped by Ebrington development. Growth in the Technology sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Londonderry is set by Northern Ireland council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Londonderry

Commercial property news for Londonderry will appear here once available. Check back soon for the latest market updates.

Londonderry Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Londonderry Location

Commercial mortgage services available across Londonderry and surrounding areas. View larger map

Londonderry Commercial Property FAQ

What is the average office rent per square foot in Londonderry?

Office rents in Londonderry range from approximately £8 per square foot for secondary space up to £19 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £16 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Londonderry?

Investment yields in Londonderry vary by property type and grade. Current indicative yields are: offices at 7.49%-8.93%, retail at 6.87%-8.38%, industrial at 6.81%-8.18%, residential single-let at 6.53%, HMOs at 9.92%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Londonderry?

Londonderry's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Londonderry?

Residential investment blocks in Londonderry typically trade at around £117,250 per unit, or approximately £152 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.53%, with HMO conversions achieving up to 9.92%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What are HMO yields in Londonderry?

HMO investments in Londonderry can achieve yields of approximately 9.92%, compared to 6.53% for standard single-let properties. Londonderry has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Londonderry?

Care homes in Londonderry typically trade at around £58,964 per registered bed. A typical 28-bed home would therefore be valued between £1.2m and £3.5m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Londonderry project?

Speak with our specialist team today and get a decision in principle within 48 hours.