Coleraine, Northern Ireland

Commercial Mortgages & Property Finance in Coleraine

Coleraine is a university town and commercial centre on the River Bann in north Antrim, home to a campus of Ulster University and gateway to the north coast's spectacular beaches and Giant's Causeway. The town has a strong retail and professional services economy serving a wide catchment, and the Riverside Retail Park and Coleraine town centre are key commercial locations.

Coleraine Town CentrePortstewartPortrushUniversity of UlsterRiverside
£95
Avg Price/sq ft
6.5%
Average Yield
+10.8%
5yr Price Growth
+8.5%
5yr Rental Growth

Coleraine Local Market Intelligence

University of Ulster Coleraine campus. Gateway to Causeway Coast. Strong tourism links.

— CMB Market Analysis

Key Industries

  • Education (Ulster University)
  • Retail
  • Tourism
  • Professional Services
  • Healthcare

Transport Links

  • NI Railways to Belfast (90 mins)/Derry
  • A26 to Ballymena/M2
  • A2 coast road to Giant's Causeway
  • A29 to Maghera

Regeneration

Coleraine town centre regeneration; Ulster University campus investment; Lodge Road gateway; riverside walk improvements; Atlantic Ocean Road tourism corridor; Churchlands housing

Our Services in Coleraine

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months

Led by Matt Lenzie, ex-Lloyds Bank & Bank of Scotland, with direct lender relationships across Northern Ireland. LinkedIn

Why Coleraine for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 10.8% property price growth over the past five years
  • 8.5% rental growth over five years supporting income returns
  • Strong occupier demand from Education (Ulster University) and Retail sectors
  • Excellent transport connectivity including NI Railways to Belfast (90 mins)/Derry
  • Active regeneration programmes driving future capital growth

Development Opportunities

Coleraine presents development opportunities linked to Coleraine town centre regeneration. Growing demand from the Education (Ulster University) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Education and tourism valued.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresHotelsLeisure PropertiesHoliday LetsOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Coleraine and the wider Northern Ireland region, from commercial property purchases to retail unit purchases.

Why Invest in Coleraine

Coleraine is a university town and commercial centre on the River Bann in north Antrim, home to a campus of Ulster University and gateway to the north coast's spectacular beaches and Giant's Causeway. The commercial property market benefits from strong demand across Education (Ulster University), Retail, Tourism sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 10.8% price growth over five years, Coleraine offers compelling returns for commercial property investors. Excellent connectivity via NI Railways to Belfast (90 mins)/Derry supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Coleraine town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Coleraine's commercial property landscape has been shaped by Coleraine town centre regeneration. Growth in the Education (Ulster University) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Coleraine falls under Northern Ireland planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Coleraine

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