Coleraine, Northern Ireland

Commercial Mortgages in Coleraine

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Coleraine and Northern Ireland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£95
Avg Price/sq ft
6.5%
Average Yield
+10.8%
5yr Price Growth
+8.5%
5yr Rental Growth

Investment Hotspot

6.5% average yield

Coleraine stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Coleraine

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Coleraine Town CentrePortstewartPortrushUniversity of UlsterRiverside

Coleraine Local Market Intelligence

University of Ulster Coleraine campus. Gateway to Causeway Coast. Strong tourism links.

— CMB Market Analysis

Key Industries

  • Education (Ulster University)
  • Retail
  • Tourism
  • Professional Services
  • Healthcare

Transport Links

  • NI Railways to Belfast (90 mins)/Derry
  • A26 to Ballymena/M2
  • A2 coast road to Giant's Causeway
  • A29 to Maghera

Regeneration

Coleraine town centre regeneration; Ulster University campus investment; Lodge Road gateway; riverside walk improvements; Atlantic Ocean Road tourism corridor; Churchlands housing

Coleraine Commercial Property Market Data

Commercial Property Values in Coleraine

Property TypePrime / Grade ASecondaryMarket Range
Office£18 psf£9 psf£9 - £18 psf
Retail / Shop£34 psf£13 psf£13 - £34 psf
Industrial£8 psf£5 psf£5 - £8 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Coleraine

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Coleraine Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Office & Professional Services

Investor appetite for Coleraine commercial property remains steady, with office & professional services assets attracting the most interest.

Recent Commercial Property Transactions in Coleraine

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Serviced office premises, town centre

14,832 sq ft
£127,000 - £140,000
£9 psf9.2% yield
RetailQ4 2025

Lock-up shop unit, University of Ulster

1,922 sq ft
£66,000 - £73,000
£36 psf6.5% yield
IndustrialQ3 2025

Light industrial unit with yard, Portrush

19,088 sq ft
£145,000 - £160,000
£8 psf5.6% yield
Care HomeQ4 2025

36-bed registered care home with gardens, Riverside

36 beds
£1,500,000 - £1,655,000
7.1% yield
HotelQ1 2026

78-room hotel with bar and restaurant, Portstewart

78 rooms
£2,545,000 - £2,815,000
7.6% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Coleraine

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Coleraine. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Coleraine for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 10.8% property price growth over the past five years
  • 8.5% rental growth over five years supporting income returns
  • Strong occupier demand from Education (Ulster University) and Retail sectors
  • Excellent transport connectivity including NI Railways to Belfast (90 mins)/Derry
  • Active regeneration programmes driving future capital growth

Development Opportunities

Coleraine presents development opportunities linked to Coleraine town centre regeneration. Growing demand from the Education (Ulster University) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Education and tourism valued.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresHotelsLeisure PropertiesHoliday LetsOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Coleraine and the wider Northern Ireland region, from commercial property purchases to retail unit purchases.

Why Invest in Coleraine

Coleraine is a university town and commercial centre on the River Bann in north Antrim, home to a campus of Ulster University and gateway to the north coast's spectacular beaches and Giant's Causeway. The commercial property market benefits from strong demand across Education (Ulster University), Retail, Tourism sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 10.8% price growth over five years, Coleraine offers compelling returns for commercial property investors. Excellent connectivity via NI Railways to Belfast (90 mins)/Derry supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Coleraine town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Coleraine's commercial property landscape has been shaped by Coleraine town centre regeneration. Growth in the Education (Ulster University) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Coleraine falls under Northern Ireland planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Coleraine

Commercial property news for Coleraine will appear here once available. Check back soon for the latest market updates.

Coleraine Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Coleraine Location

Commercial mortgage services available across Coleraine and surrounding areas. View larger map

Coleraine Commercial Property FAQ

What is the average office rent per square foot in Coleraine?

Office rents in Coleraine range from approximately £9 per square foot for secondary space up to £18 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Coleraine?

Investment yields in Coleraine vary by property type and grade. Current indicative yields are: offices at 6.28%-8.86%, retail at 6.35%-9.67%, industrial at 5.75%-8.32%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Coleraine?

Coleraine's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What is the average price per bed for care homes in Coleraine?

Care homes in Coleraine typically trade at around £48,156 per registered bed. A typical 54-bed home would therefore be valued between £963k and £2.9m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Coleraine project?

Speak with our specialist team today and get a decision in principle within 48 hours.