Specialist Commercial Mortgage Broker in Belfast
CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Belfast and Northern Ireland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Belfast commercial property finance, offices, retail and mixed-use assets
Belfast commercial property delivers 7.5% average yield with 28.5% five-year price growth.
Belfast ranks among the UK's strongest commercial property markets on both income and capital growth, a profile lenders treat favourably for SPV-led acquisitions.
Belfast commercial mortgage brokers, ex-bankers with direct lender access
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Ex-Banking Background
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Board-Level Access
Direct relationships with lender decision-makers for faster approvals and better terms
£300M+ Track Record
Proven success arranging complex commercial property finance across the UK
Belfast commercial property market signals
The factors lenders weigh when assessing Belfast commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Transformed economy with major tech sector growth. Titanic Quarter established as destination. Strong yield premium with growth potential.”
, CMB Market Analysis
Key Industries
- Technology
- Financial Services
- Healthcare
- Higher Education
- Aerospace
- Creative Industries
Transport Links
- Belfast Central mainline
- Belfast City and International airports
- Enterprise to Dublin
Regeneration
Titanic Quarter; Belfast Waterside; Weavers Cross; York Street Interchange
Belfast commercial districts and prime rents
Submarket-level prime rent benchmarks across Belfast's main commercial districts, the figures that shape valuations, lender comparables and target acquisition prices.
Titanic Quarter
Waterfront Regeneration
City Centre
Traditional CBD
Cathedral Quarter
Creative District
Victoria Square
Major Retail
West Belfast
Industrial
Belfast student housing and HMO finance
50,000+ students across 2 institutions drive sustained occupier demand for purpose-built student accommodation and licensed HMOs in Belfast.
Universities
2 institutions · 50,000 students
- Queen's University Belfast
- Ulster University
HMO Hotspot Areas
HMO Licensing
Article 4 Not In EffectNorthern Ireland operates different HMO system
Key Licensing Areas
NI legal system different from rest of UK. Holyland area notorious for HMO issues. Queen's Quarter more regulated. Two major universities drive demand.
Belfast commercial mortgages, bridging loans and development finance
Three core debt structures cover the majority of Belfast commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Belfast commercial property finance by property type
Lender appetite, yield bands and debt structures vary materially by property type. Pick the briefing that matches your Belfast acquisition.
Office finance in Belfast
Office investment finance for headquarters buildings, business parks, multi-let suites and office-led mixed-use schemes.
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Industrial finance in Belfast
Industrial and logistics finance for big-box distribution, multi-let estates, last-mile urban logistics and trade counter parks.
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Retail finance in Belfast
Retail property finance for high street parades, retail warehousing, shopping centres and convenience-led mixed-use.
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Mixed-Use finance in Belfast
Finance for buildings combining commercial ground floors with residential upper floors, the dominant deal format in UK secondary markets and the engine of corporate-acquired property activity.
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Hotel finance in Belfast
Hotel property finance for trading boutique hotels, branded operator-let assets and aparthotel acquisitions.
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Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Belfast. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileBelfast commercial property investment fundamentals
What makes Belfast fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Investment Highlights
- Transformed economy
- Strong tech sector
- Major regeneration
- Yield premium
Development Opportunities
Titanic Quarter, Waterside, and city centre sites offer significant opportunities.
Lender Appetite
Good appetite from specialist lenders. Development finance available for quality schemes.
Broker Notes
NI capital with growing tech sector. Titanic Quarter transformed waterfront. Major employers include Citi, PwC, Deloitte. Cathedral Quarter creative hub. Different legal system - NI-specialist lenders often required. Two universities create student demand.
Property Types We Finance
Our team has relationships with Northern Ireland lenders and understands the unique market dynamics.
Latest Commercial Property News in Belfast
Commercial property news for Belfast will appear here once available. Check back soon for the latest market updates.
Also Serving Across Northern Ireland
We provide commercial mortgages, bridging finance, and development finance throughout Northern Ireland.
Commercial Mortgage Brokers Across the UK
Belfast Location
Commercial mortgage services available across Belfast and surrounding areas. View larger map