Carrickfergus, Northern Ireland

Commercial Mortgages in Carrickfergus

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Carrickfergus and Northern Ireland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£110
Avg Price/sq ft
6.2%
Average Yield
+11%
5yr Price Growth
+8.5%
5yr Rental Growth

Investment Hotspot

6.2% average yield

Carrickfergus stands out with above-average yields of 6.2%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Carrickfergus

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Carrickfergus Town CentreCarrickfergus CastleEdenSunnylandsWoodburn

Carrickfergus Local Market Intelligence

Historic Norman castle. Strong heritage tourism. Belfast commuter town.

— CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Manufacturing
  • Retail
  • Marine Leisure
  • Healthcare

Transport Links

  • NI Railways to Belfast (20 mins)
  • A2 to Belfast/Larne
  • Carrickfergus Marina
  • M5/A2 motorway corridor

Regeneration

Carrickfergus castle and waterfront enhancement; town centre regeneration scheme; marina expansion; former Courtaulds site redevelopment; Copeland housing; amphitheatre area improvements

Carrickfergus Commercial Property Market Data

Commercial Property Values in Carrickfergus

Property TypePrime / Grade ASecondaryMarket Range
Office£18 psf£7 psf£7 - £18 psf
Retail / Shop£22 psf£11 psf£11 - £22 psf
Industrial£7 psf£4 psf£4 - £7 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Carrickfergus

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Carrickfergus Market Trends

Office Vacancy
Rising
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

Investor appetite for Carrickfergus commercial property remains steady, with industrial & logistics assets attracting the most interest.

Recent Commercial Property Transactions in Carrickfergus

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, Carrickfergus Castle

2,974 sq ft
£17,000 - £19,000
£6 psf8.2% yield
RetailQ4 2025

Lock-up shop unit, Sunnylands

4,762 sq ft
£50,000 - £55,000
£11 psf6.9% yield
IndustrialQ4 2025

Modern industrial unit, trade estate

3,680 sq ft
£14,000 - £15,000
£4 psf5.9% yield
Care HomeQ4 2025

27-bed residential care facility, Woodburn

27 beds
£1,370,000 - £1,515,000
8.5% yield
HotelQ4 2025

37-bedroom serviced accommodation, Eden

37 rooms
£2,710,000 - £2,995,000
8.2% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Carrickfergus

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Carrickfergus. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Carrickfergus for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 11% property price growth over the past five years
  • 8.5% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Heritage and Manufacturing sectors
  • Excellent transport connectivity including NI Railways to Belfast (20 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Carrickfergus presents development opportunities linked to Carrickfergus castle and waterfront enhancement. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for tourism and residential.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Carrickfergus and the wider Northern Ireland region, from commercial property purchases to industrial unit purchases.

Why Invest in Carrickfergus

Carrickfergus is a historic town on the north shore of Belfast Lough, dominated by its spectacular Norman castle, one of the best-preserved in Ireland. The commercial property market benefits from strong demand across Tourism & Heritage, Manufacturing, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 11% price growth over five years, Carrickfergus offers compelling returns for commercial property investors. Excellent connectivity via NI Railways to Belfast (20 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Carrickfergus castle and waterfront enhancement, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Carrickfergus's commercial property landscape has been shaped by Carrickfergus castle and waterfront enhancement. Growth in the Tourism & Heritage sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Carrickfergus operates within Northern Ireland, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Carrickfergus

Commercial property news for Carrickfergus will appear here once available. Check back soon for the latest market updates.

Carrickfergus Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Carrickfergus Location

Commercial mortgage services available across Carrickfergus and surrounding areas. View larger map

Carrickfergus Commercial Property FAQ

What is the average office rent per square foot in Carrickfergus?

Office rents in Carrickfergus range from approximately £7 per square foot for secondary space up to £18 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £11 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Carrickfergus?

Investment yields in Carrickfergus vary by property type and grade. Current indicative yields are: offices at 7.15%-8.28%, retail at 6.56%-9.64%, industrial at 5.54%-7.81%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Carrickfergus?

Carrickfergus's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What is the average price per bed for care homes in Carrickfergus?

Care homes in Carrickfergus typically trade at around £51,264 per registered bed. A typical 54-bed home would therefore be valued between £1.0m and £3.1m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Carrickfergus project?

Speak with our specialist team today and get a decision in principle within 48 hours.