Ballycastle, Northern Ireland

Commercial Mortgages in Ballycastle

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Ballycastle and Northern Ireland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£105
Avg Price/sq ft
5.8%
Average Yield
+12.5%
5yr Price Growth
+9.5%
5yr Rental Growth

Why Choose CMB in Ballycastle

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Ballycastle Town CentreRathlin IslandFair HeadCushendallCushendun

Ballycastle Local Market Intelligence

Gateway to Rathlin Island. Old Lammas Fair. Strong coastal tourism.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Agriculture
  • Fishing
  • Retail
  • Food & Drink

Transport Links

  • A2 Causeway Coastal Route to Coleraine/Larne
  • Rathlin Island ferry
  • A44 to Ballypatrick Forest
  • Ballycastle harbour

Regeneration

Ballycastle seafront improvements; marina development; Ould Lammas Fair infrastructure; Rathlin Island visitor facilities; Causeway Coast and Glens tourism investment

Ballycastle Commercial Property Market Data

Commercial Property Values in Ballycastle

Property TypePrime / Grade ASecondaryMarket Range
Office£16 psf£8 psf£8 - £16 psf
Retail / Shop£17 psf£12 psf£12 - £17 psf
Industrial£7 psf£6 psf£6 - £7 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Ballycastle

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Ballycastle Market Trends

Office Vacancy
Stable
Industrial Demand
Moderate
Retail Footfall
Stable
Residential Investment
Moderate
Dominant sector:Hospitality & Tourism

Ballycastle benefits from growing private investor interest, particularly in hospitality & tourism opportunities.

Recent Commercial Property Transactions in Ballycastle

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Serviced office premises, town centre

14,972 sq ft
£242,000 - £267,000
£17 psf8.2% yield
RetailQ3 2025

Retail premises with storage, town centre

4,775 sq ft
£77,000 - £85,000
£17 psf7.3% yield
IndustrialQ3 2025

Industrial workshop with office, Cushendun

45,296 sq ft
£258,000 - £285,000
£6 psf5.7% yield
HotelQ3 2025

105-room guest house with owner's accommodation, Fair Head

105 rooms
£4,260,000 - £4,710,000
6.8% yield
Pub/RestaurantQ3 2025

Gastro-pub with car park, Ballycastle Town Centre

£245,000 - £270,000
8.22% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Ballycastle

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Ballycastle. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Ballycastle for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.8% across the local market
  • 12.5% property price growth over the past five years
  • 9.5% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Hospitality and Agriculture sectors
  • Excellent transport connectivity including A2 Causeway Coastal Route to Coleraine/Larne
  • Active regeneration programmes driving future capital growth

Development Opportunities

Ballycastle presents development opportunities linked to Ballycastle seafront improvements. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for tourism.

Property Types We Finance

Agricultural BuildingsRural Commercial UnitsRetail UnitsHigh Street ShopsShopping CentresRestaurant/Café UnitsFood Production Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Ballycastle and the wider Northern Ireland region, from commercial property purchases to rural commercial conversions.

Why Invest in Ballycastle

Ballycastle is a coastal town on the north Antrim coast, the departure point for ferries to Rathlin Island and a gateway to the Giant's Causeway. The commercial property market benefits from strong demand across Tourism & Hospitality, Agriculture, Fishing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.8% and 12.5% price growth over five years, Ballycastle offers compelling returns for commercial property investors. Excellent connectivity via A2 Causeway Coastal Route to Coleraine/Larne supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Ballycastle seafront improvements, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Ballycastle's commercial property landscape has been shaped by Ballycastle seafront improvements. Growth in the Tourism & Hospitality sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Ballycastle is set by Northern Ireland council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Ballycastle

Commercial property news for Ballycastle will appear here once available. Check back soon for the latest market updates.

Ballycastle Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Ballycastle Location

Commercial mortgage services available across Ballycastle and surrounding areas. View larger map

Ballycastle Commercial Property FAQ

What is the average office rent per square foot in Ballycastle?

Office rents in Ballycastle range from approximately £8 per square foot for secondary space up to £16 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Ballycastle?

Investment yields in Ballycastle vary by property type and grade. Current indicative yields are: offices at 6.57%-7.7%, retail at 7.64%-9.35%, industrial at 5.89%-8.95%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Ballycastle?

Ballycastle's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

Ready to discuss your Ballycastle project?

Speak with our specialist team today and get a decision in principle within 48 hours.