Derry, Northern Ireland

Commercial Mortgages & Property Finance in Derry

Derry is Northern Ireland's second city with strong heritage and growing commercial sector. The city offers property finance opportunities.

City CentreWatersideFoyleCitysideEbrington
£125
Avg Price/sq ft
8.5%
Average Yield
+26.5%
5yr Price Growth
+18.2%
5yr Rental Growth

Derry Local Market Intelligence

UK City of Culture 2013 legacy ongoing. Technology sector growing. University presence strengthening.

— CMB Market Analysis

Key Industries

  • Technology
  • Higher Education
  • Healthcare
  • Tourism
  • Creative Industries

Transport Links

  • Derry-Londonderry rail
  • City of Derry Airport
  • A6 corridor

Regeneration

Ebrington Square; waterfront development; city centre enhancement

Our Services in Derry

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months

Led by Matt Lenzie, ex-Lloyds Bank & Bank of Scotland, with direct lender relationships across Northern Ireland. LinkedIn

Why Derry for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 8.5% across the local market
  • 26.5% property price growth over the past five years
  • 18.2% rental growth over five years supporting income returns
  • Strong occupier demand from Technology and Higher Education sectors
  • Excellent transport connectivity including Derry-Londonderry rail
  • Active regeneration programmes driving future capital growth

Development Opportunities

Derry presents development opportunities linked to Ebrington Square. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality development. Yield premium attractive.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesHotelsLeisure PropertiesHoliday Lets

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Derry and the wider Northern Ireland region, from tech workspace conversions to development and refurbishment projects.

Why Invest in Derry

Derry is Northern Ireland's second city with strong heritage and growing commercial sector. The commercial property market benefits from strong demand across Technology, Higher Education, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 8.5% and 26.5% price growth over five years, Derry offers compelling returns for commercial property investors. Excellent connectivity via Derry-Londonderry rail supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Ebrington Square, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Derry's commercial property landscape has been shaped by Ebrington Square. Growth in the Technology sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Derry falls under Northern Ireland planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Derry

Commercial property news for Derry will appear here once available. Check back soon for the latest market updates.

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