Derry, Northern Ireland

Commercial Mortgages in Derry

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Derry and Northern Ireland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£125
Avg Price/sq ft
8.5%
Average Yield
+26.5%
5yr Price Growth
+18.2%
5yr Rental Growth

Investment Hotspot

8.5% average yield

Derry stands out with above-average yields of 8.5% and strong 5-year price growth of 26.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Derry

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentreWatersideFoyleCitysideEbrington

Derry Local Market Intelligence

UK City of Culture 2013 legacy ongoing. Technology sector growing. University presence strengthening.

— CMB Market Analysis

Key Industries

  • Technology
  • Higher Education
  • Healthcare
  • Tourism
  • Creative Industries

Transport Links

  • Derry-Londonderry rail
  • City of Derry Airport
  • A6 corridor

Regeneration

Ebrington Square; waterfront development; city centre enhancement

Derry Commercial Property Market Data

Commercial Property Values in Derry

Property TypePrime / Grade ASecondaryMarket Range
Office£17 psf£10 psf£10 - £17 psf
Retail / Shop£31 psf£18 psf£18 - £31 psf
Industrial£5 psf£4 psf£4 - £5 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Derry

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Derry Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Technology & Digital

Investor appetite for Derry commercial property remains strong, with technology & digital assets attracting the most interest.

Recent Commercial Property Transactions in Derry

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Grade A office suite, City Centre

3,800 sq ft
£43,000 - £48,000
£12 psf7.7% yield
RetailQ1 2026

Corner retail unit with display frontage, Waterside

1,796 sq ft
£56,000 - £62,000
£33 psf7.3% yield
IndustrialQ4 2025

Industrial workshop with office, Ebrington

26,960 sq ft
£102,000 - £113,000
£4 psf6.6% yield
Care HomeQ3 2025

22-bed registered care home with gardens, Cityside

22 beds
£765,000 - £845,000
8.4% yield
HotelQ4 2025

63-room hotel with bar and restaurant, Cityside

63 rooms
£3,170,000 - £3,505,000
8.1% yield
Residential BlockQ1 2026

11-unit purpose-built apartment block, Foyle

11 units
£1,435,000 - £1,585,000
6.3% yield
Mixed-UseQ1 2026

Mixed-use building with commercial ground floor and residential above, Waterside

7,116 sq ft
£1,210,000 - £1,337,000
£179 psf6.4% yield
Development SiteQ3 2025

Development site with planning for 14 residential units, City Centre

14 units
£130,000 - £145,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Derry

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Derry. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Derry for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 8.5% across the local market
  • 26.5% property price growth over the past five years
  • 18.2% rental growth over five years supporting income returns
  • Strong occupier demand from Technology and Higher Education sectors
  • Excellent transport connectivity including Derry-Londonderry rail
  • Active regeneration programmes driving future capital growth

Development Opportunities

Derry presents development opportunities linked to Ebrington Square. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality development. Yield premium attractive.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesHotelsLeisure PropertiesHoliday Lets

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Derry and the wider Northern Ireland region, from tech workspace conversions to development and refurbishment projects.

Why Invest in Derry

Derry is Northern Ireland's second city with strong heritage and growing commercial sector. The commercial property market benefits from strong demand across Technology, Higher Education, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 8.5% and 26.5% price growth over five years, Derry offers compelling returns for commercial property investors. Excellent connectivity via Derry-Londonderry rail supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Ebrington Square, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Unique legal and regulatory framework compared to the rest of the UK. Market liquidity can be lower for larger assets, requiring specialist lender knowledge and patient capital approaches.

Notable Developments

Derry's commercial property landscape has been shaped by Ebrington Square. Growth in the Technology sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Derry falls under Northern Ireland planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Derry

Commercial property news for Derry will appear here once available. Check back soon for the latest market updates.

Derry Commercial Mortgage Calculator

Pre-populated with local market data

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Derry Location

Commercial mortgage services available across Derry and surrounding areas. View larger map

Derry Commercial Property FAQ

What is the average office rent per square foot in Derry?

Office rents in Derry range from approximately £10 per square foot for secondary space up to £17 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Derry?

Investment yields in Derry vary by property type and grade. Current indicative yields are: offices at 6.33%-8.24%, retail at 7.04%-9.68%, industrial at 6.74%-8.95%, residential single-let at 6.55%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Derry?

Derry's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Derry?

Residential investment blocks in Derry typically trade at around £147,490 per unit, or approximately £122 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.55%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Derry?

Care homes in Derry typically trade at around £36,564 per registered bed. A typical 30-bed home would therefore be valued between £731k and £2.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Derry project?

Speak with our specialist team today and get a decision in principle within 48 hours.