CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Aberdeen and Scotland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

Aberdeen commercial property finance, offices, retail and mixed-use assets
Aberdeen commercial property delivers 7% average yield.
Aberdeen yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Aberdeen commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Energy capital transitioning to renewables. University presence strong. Harbour expansion creating opportunities.”
, CMB Market Analysis
Marischal Square; harbour expansion; city centre masterplan
Three core debt structures cover the majority of Aberdeen commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Lender appetite, yield bands and debt structures vary materially by property type. Pick the briefing that matches your Aberdeen acquisition.
Office investment finance for headquarters buildings, business parks, multi-let suites and office-led mixed-use schemes.
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Industrial and logistics finance for big-box distribution, multi-let estates, last-mile urban logistics and trade counter parks.
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Retail property finance for high street parades, retail warehousing, shopping centres and convenience-led mixed-use.
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Finance for buildings combining commercial ground floors with residential upper floors, the dominant deal format in UK secondary markets and the engine of corporate-acquired property activity.
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Hotel property finance for trading boutique hotels, branded operator-let assets and aparthotel acquisitions.
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Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Aberdeen. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Aberdeen fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Aberdeen presents development opportunities linked to Marischal Square. Growing demand from the Oil & Gas sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Selective appetite - energy sector diversification valued. Quality schemes supported.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Aberdeen and the wider Scotland region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Aberdeen will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Aberdeen and surrounding areas. View larger map