Aberdeen, Scotland

Commercial Mortgages in Aberdeen

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Aberdeen and Scotland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
7%
Average Yield
+8.5%
5yr Price Growth
+5.5%
5yr Rental Growth

Investment Hotspot

7% average yield

Aberdeen stands out with above-average yields of 7%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Aberdeen

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentreUnion StreetRubislawDyceBridge of Don

Aberdeen Local Market Intelligence

Energy capital transitioning to renewables. University presence strong. Harbour expansion creating opportunities.

— CMB Market Analysis

Key Industries

  • Oil & Gas
  • Renewable Energy
  • Healthcare
  • Higher Education
  • Tourism

Transport Links

  • Aberdeen Station
  • Aberdeen Airport
  • A90 corridor
  • Aberdeen Harbour

Regeneration

Marischal Square; harbour expansion; city centre masterplan

Aberdeen Commercial Property Market Data

Commercial Property Values in Aberdeen

Property TypePrime / Grade ASecondaryMarket Range
Office£31 psf£13 psf£13 - £31 psf
Retail / Shop£37 psf£31 psf£31 - £37 psf
Industrial£10 psf£5 psf£5 - £10 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Aberdeen

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Aberdeen Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Stable
Residential Investment
Moderate
Dominant sector:Hospitality & Tourism

Investor appetite for Aberdeen commercial property remains strong, with hospitality & tourism assets attracting the most interest.

Recent Commercial Property Transactions in Aberdeen

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade A office suite, City Centre

8,280 sq ft
£236,000 - £261,000
£30 psf7.4% yield
RetailQ3 2025

Ground floor shop with A1 use, Rubislaw

4,784 sq ft
£191,000 - £211,000
£42 psf7.1% yield
IndustrialQ3 2025

Self-contained industrial premises, Bridge of Don

22,352 sq ft
£212,000 - £235,000
£10 psf5.5% yield
HotelQ3 2025

57-room hotel with bar and restaurant, Union Street

57 rooms
£4,590,000 - £5,075,000
6.6% yield
Residential BlockQ3 2025

5-unit purpose-built apartment block, Rubislaw

5 units
£650,000 - £715,000
6.9% yield
Mixed-UseQ4 2025

Mixed-use building with commercial ground floor and residential above, City Centre

5,036 sq ft
£770,000 - £851,000
£161 psf6.4% yield
Care HomeQ4 2025

37-bed registered care home with gardens, Dyce

37 beds
£1,460,000 - £1,615,000
8.2% yield
Development SiteQ4 2025

Development site with planning for 7 residential units, Union Street

7 units
£235,000 - £260,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Aberdeen

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Aberdeen. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Aberdeen for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7% across the local market
  • 8.5% property price growth over the past five years
  • 5.5% rental growth over five years supporting income returns
  • Strong occupier demand from Oil & Gas and Renewable Energy sectors
  • Excellent transport connectivity including Aberdeen Station
  • Active regeneration programmes driving future capital growth

Development Opportunities

Aberdeen presents development opportunities linked to Marischal Square. Growing demand from the Oil & Gas sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Selective appetite - energy sector diversification valued. Quality schemes supported.

Property Types We Finance

Medical/Dental PracticesCare HomesHotelsLeisure PropertiesHoliday Lets

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Aberdeen and the wider Scotland region, from commercial property purchases to development and refurbishment projects.

Why Invest in Aberdeen

Aberdeen is Scotland's third city and the UK's energy capital. The commercial property market benefits from strong demand across Oil & Gas, Renewable Energy, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7% and 8.5% price growth over five years, Aberdeen offers compelling returns for commercial property investors. Excellent connectivity via Aberdeen Station supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Marischal Square, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.

Notable Developments

Aberdeen's commercial property landscape has been shaped by Marischal Square. Growth in the Oil & Gas sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Aberdeen falls under Scotland planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Aberdeen

Commercial property news for Aberdeen will appear here once available. Check back soon for the latest market updates.

Aberdeen Commercial Mortgage Calculator

Pre-populated with local market data

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Aberdeen Location

Commercial mortgage services available across Aberdeen and surrounding areas. View larger map

Aberdeen Commercial Property FAQ

What is the average office rent per square foot in Aberdeen?

Office rents in Aberdeen range from approximately £13 per square foot for secondary space up to £31 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £21 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Aberdeen?

Investment yields in Aberdeen vary by property type and grade. Current indicative yields are: offices at 5.87%-7.69%, retail at 7%-8.16%, industrial at 5.37%-6.14%, residential single-let at 6.59%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Aberdeen?

Aberdeen's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Aberdeen?

Residential investment blocks in Aberdeen typically trade at around £146,680 per unit, or approximately £250 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.59%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Aberdeen?

Care homes in Aberdeen typically trade at around £45,665 per registered bed. A typical 31-bed home would therefore be valued between £913k and £2.7m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Aberdeen project?

Speak with our specialist team today and get a decision in principle within 48 hours.