CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Oban and Scotland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Oban commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Gateway to the Isles. Strong tourism and ferry traffic. Premium seafood industry.”
, CMB Market Analysis
Oban town centre improvement; harbour and ferry terminal investment; McCaig's Tower access; Dunbeg growth area; North Pier; Lorn Arc economic development; Oban distillery heritage
Three core debt structures cover the majority of Oban commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Oban. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Oban fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Oban presents development opportunities linked to Oban town centre improvement. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for tourism sector.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Oban and the wider Scotland region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Oban will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Oban and surrounding areas. View larger map