Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Edinburgh and Scotland.
Edinburgh stands out with strong 5-year price growth of 28.5%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“UK's second financial centre. Festival economy drives hospitality demand. Constrained supply supporting premium values. Student market exceptionally strong.”
— CMB Market Analysis
St James Quarter complete; Edinburgh Park expansion; waterfront development
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £31 psf | £11 psf | £11 - £31 psf |
| Retail / Shop | £52 psf | £32 psf | £32 - £52 psf |
| Industrial | £9 psf | £7 psf | £7 - £9 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Edinburgh commercial property remains strong, with office & professional services assets attracting the most interest.
Premium Financial
Financial CBD
Mixed Retail/Leisure
Business Park
Life Sciences
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
Lock-up shop unit, Haymarket
Light industrial unit with yard, Old Town
Development site with planning for 14 residential units, Old Town
Mixed-use building with commercial ground floor and residential above, Haymarket
10-unit purpose-built apartment block, City Centre
52-room hotel with bar and restaurant, City Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
3 institutions · 60,000 students
Edinburgh operates HMO licensing through Scottish system
Scottish HMO licensing different from England. 3-year licences. Strong professional and student demand. Premium values compress yields.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Edinburgh. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWaterfront, Edinburgh Park, and city centre infill offer development potential.
Very strong appetite for all quality assets. Premium location commands competitive terms.
Broker Notes
UK's second financial centre. St James Quarter £1bn transformation. Festival economy unique globally. BioQuarter expanding with £1bn investment. Scottish legal system considerations. Premium location with institutional appetite.
Our team has strong relationships with Scottish lenders and extensive Edinburgh market experience.
Edinburgh is Scotland's capital and a UNESCO World Heritage Site with a thriving financial services sector and world-renowned festival. The commercial property market benefits from strong demand across Financial Services, Technology, Tourism sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.2% and 28.5% price growth over five years, Edinburgh offers compelling returns for commercial property investors. Excellent connectivity via Waverley Station mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including St James Quarter complete, further enhances the investment outlook and signals sustained public and private sector confidence.
Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.
Edinburgh's commercial property landscape has been shaped by St James Quarter complete. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Edinburgh is set by Scotland council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Commercial property news for Edinburgh will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Edinburgh and surrounding areas. View larger map
Office rents in Edinburgh range from approximately £11 per square foot for secondary space up to £31 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £17 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Edinburgh vary by property type and grade. Current indicative yields are: offices at 6.21%-7.33%, retail at 6.58%-7.17%, industrial at 5.56%-6.09%, residential single-let at 5.57%, HMOs at 9.13%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Edinburgh's commercial property market includes offices, retail units, industrial premises, residential investment blocks, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Edinburgh typically trade at around £199,960 per unit, or approximately £291 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 5.57%, with HMO conversions achieving up to 9.13%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
HMO investments in Edinburgh can achieve yields of approximately 9.13%, compared to 5.57% for standard single-let properties. With 3 higher education institutions and approximately 60k students, Edinburgh has strong HMO demand. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.