Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Inverness and Scotland.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Gateway to Highlands drives tourism. University Highlands and Islands campus growing. Whisky and energy sectors strong.”
— CMB Market Analysis
Inverness city centre regeneration; Inverness Campus (University of Highlands and Islands); Beechwood housing; Tornagrain new town; Inverness Castle transformation; West Link road
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £15 psf | £7 psf | £7 - £15 psf |
| Retail / Shop | £31 psf | £11 psf | £11 - £31 psf |
| Industrial | £7 psf | £4 psf | £4 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
The Inverness market shows resilient fundamentals with yields remaining competitive against regional averages.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Refurbished office space, Raigmore
Corner retail unit with display frontage, Raigmore
Industrial workshop with office, Culduthel
Retail unit with 2 flats above, Culduthel
36-bedroom serviced accommodation, Raigmore
Buy-to-let residential portfolio, 15 units, Balloch
29-bed residential care facility, Inverness Campus
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Inverness. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileInverness presents development opportunities linked to Inverness city centre regeneration. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for hospitality and commercial. Development supported.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Inverness and the wider Scotland region, from commercial property purchases to development and refurbishment projects.
Inverness is the capital of the Highlands, one of Europe's fastest-growing cities, and the main commercial and transport hub for northern Scotland. The commercial property market benefits from strong demand across Tourism & Heritage, Technology & Life Sciences, Healthcare (Raigmore Hospital) sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.5% and 14% price growth over five years, Inverness offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Edinburgh/Glasgow/Aberdeen/Thurso/Kyle supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Inverness city centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.
Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.
Inverness's commercial property landscape has been shaped by Inverness city centre regeneration. Growth in the Tourism & Heritage sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning applications in Inverness are managed by Scotland council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.
Commercial property news for Inverness will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Inverness and surrounding areas. View larger map
Office rents in Inverness range from approximately £7 per square foot for secondary space up to £15 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Inverness vary by property type and grade. Current indicative yields are: offices at 6.77%-7.53%, retail at 7.04%-8.81%, industrial at 6.65%-7.52%, residential single-let at 6.5%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Inverness's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Inverness typically trade at around £83,400 per unit, or approximately £206 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.5%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Inverness typically trade at around £64,280 per registered bed. A typical 52-bed home would therefore be valued between £1.3m and £3.9m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.