CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Lerwick and Scotland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Lerwick commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Shetland capital with strong oil and gas sector. Major fishing and aquaculture. Remote but prosperous.”
, CMB Market Analysis
Lerwick waterfront development; Mareel arts centre; Knab site (former Anderson High School); harbour master plan; Shetland Museum investment; housing growth; Viking Energy wind farm benefits
Three core debt structures cover the majority of Lerwick commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Lerwick. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Lerwick fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Lerwick presents development opportunities linked to Lerwick waterfront development. Growing demand from the Oil & Gas Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Specialist appetite. Energy and marine sectors.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Lerwick and the wider Scotland region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Lerwick will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Lerwick and surrounding areas. View larger map