Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Nairn and Scotland.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Victorian seaside resort. Strong golf tourism. Gateway to Highlands.”
— CMB Market Analysis
Nairn town centre improvements; Links and beach area; Fishertown heritage conservation; Sandown housing; Lochloy area; flood prevention scheme; Nairn community campus
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £20 psf | £7 psf | £7 - £20 psf |
| Retail / Shop | £22 psf | £14 psf | £14 - £22 psf |
| Industrial | £6 psf | £5 psf | £5 - £6 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Nairn benefits from growing private investor interest, particularly in hospitality & tourism opportunities.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Grade B office building, Nairn Beach
Lock-up shop unit, Nairn Town Centre
Modern industrial unit, trade estate
59-room guest house with owner's accommodation, Delnies
Licensed premises with flat above, Cawdor
64-bed nursing home with planning consent, Auldearn
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Nairn. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileNairn presents development opportunities linked to Nairn town centre improvements. Growing demand from the Tourism & Golf sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for tourism.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Nairn and the wider Scotland region, from commercial property purchases to rural commercial conversions.
Nairn is a Highland town on the Moray Firth coast, historically a popular Victorian holiday resort and still known for its long sandy beaches and golf courses. The commercial property market benefits from strong demand across Tourism & Golf, Agriculture, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.5% and 12.5% price growth over five years, Nairn offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Inverness (15 mins)/Aberdeen supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Nairn town centre improvements, further enhances the investment outlook and signals sustained public and private sector confidence.
Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.
Nairn's commercial property landscape has been shaped by Nairn town centre improvements. Growth in the Tourism & Golf sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Nairn is set by Scotland council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Commercial property news for Nairn will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Nairn and surrounding areas. View larger map
Office rents in Nairn range from approximately £7 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £15 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Nairn vary by property type and grade. Current indicative yields are: offices at 6.91%-9.01%, retail at 7.82%-8.18%, industrial at 5.82%-7.72%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Nairn's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Care homes in Nairn typically trade at around £51,470 per registered bed. A typical 52-bed home would therefore be valued between £1.0m and £3.1m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.