Wishaw, Scotland

Commercial Mortgages in Wishaw

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Wishaw and Scotland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£55
Avg Price/sq ft
7.8%
Average Yield
+11%
5yr Price Growth
+8.5%
5yr Rental Growth

Investment Hotspot

7.8% average yield

Wishaw stands out with above-average yields of 7.8%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Wishaw

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Wishaw Town CentreCraigneukCambusnethanClelandOvertown

Wishaw Local Market Intelligence

Historic steel town with strong community. Growing residential development.

— CMB Market Analysis

Key Industries

  • Healthcare (University Hospital Wishaw)
  • Retail
  • Manufacturing
  • Construction
  • Professional Services

Transport Links

  • ScotRail to Glasgow (30 mins)/Edinburgh via Shotts
  • A721 to Kilmarnock/Motherwell
  • A722 to Lanark
  • M74 Junction 6 (5 miles)

Regeneration

Wishaw town centre improvement; University Hospital investment; Overtown housing area; former Garrion Bridge development; Greenhead Moss nature reserve; Caledonian housing renewal

Wishaw Commercial Property Market Data

Commercial Property Values in Wishaw

Property TypePrime / Grade ASecondaryMarket Range
Office£15 psf£6 psf£6 - £15 psf
Retail / Shop£22 psf£16 psf£16 - £22 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Wishaw

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Wishaw Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

Investor appetite for Wishaw commercial property remains steady, with industrial & logistics assets attracting the most interest.

Recent Commercial Property Transactions in Wishaw

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Refurbished office space, Cambusnethan

9,218 sq ft
£61,000 - £68,000
£7 psf8.9% yield
RetailQ4 2025

Lock-up shop unit, Cleland

2,935 sq ft
£50,000 - £55,000
£18 psf6.8% yield
IndustrialQ4 2025

Industrial workshop with office, Cambusnethan

19,904 sq ft
£95,000 - £104,000
£5 psf6.8% yield
Care HomeQ3 2025

68-bed care home, recently refurbished, Overtown

68 beds
£3,985,000 - £4,400,000
7% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Wishaw

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Wishaw. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Wishaw for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7.8% across the local market
  • 11% property price growth over the past five years
  • 8.5% rental growth over five years supporting income returns
  • Strong occupier demand from Healthcare (University Hospital Wishaw) and Retail sectors
  • Excellent transport connectivity including ScotRail to Glasgow (30 mins)/Edinburgh via Shotts
  • Active regeneration programmes driving future capital growth

Development Opportunities

Wishaw presents development opportunities linked to Wishaw town centre improvement. Growing demand from the Healthcare (University Hospital Wishaw) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for residential.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresIndustrial UnitsFactory SpaceTrade CounterOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Wishaw and the wider Scotland region, from commercial property purchases to retail unit purchases.

Why Invest in Wishaw

Wishaw is a North Lanarkshire town adjacent to Motherwell, home to University Hospital Wishaw, one of Scotland's largest district general hospitals. The commercial property market benefits from strong demand across Healthcare (University Hospital Wishaw), Retail, Manufacturing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7.8% and 11% price growth over five years, Wishaw offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Glasgow (30 mins)/Edinburgh via Shotts supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Wishaw town centre improvement, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.

Notable Developments

Wishaw's commercial property landscape has been shaped by Wishaw town centre improvement. Growth in the Healthcare (University Hospital Wishaw) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Wishaw operates within Scotland, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Wishaw

Commercial property news for Wishaw will appear here once available. Check back soon for the latest market updates.

Wishaw Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Wishaw Location

Commercial mortgage services available across Wishaw and surrounding areas. View larger map

Wishaw Commercial Property FAQ

What is the average office rent per square foot in Wishaw?

Office rents in Wishaw range from approximately £6 per square foot for secondary space up to £15 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Wishaw?

Investment yields in Wishaw vary by property type and grade. Current indicative yields are: offices at 6.23%-8.56%, retail at 6.42%-9.21%, industrial at 6.58%-7.08%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Wishaw?

Wishaw's commercial property market includes offices, retail units, industrial premises, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What is the average price per bed for care homes in Wishaw?

Care homes in Wishaw typically trade at around £53,660 per registered bed. A typical 57-bed home would therefore be valued between £1.1m and £3.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Wishaw project?

Speak with our specialist team today and get a decision in principle within 48 hours.