CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Montrose and Scotland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Montrose commercial property delivers 6.5% average yield.
Montrose yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Montrose commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Oil and gas supply base. Montrose Basin nature reserve. Strong agricultural services.”
, CMB Market Analysis
Montrose town centre improvement; port and harbour investment; Montrose Basin visitor centre; former MOD Edzell site; High Street heritage conservation; South Montrose housing
Three core debt structures cover the majority of Montrose commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Montrose. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Montrose fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Montrose presents development opportunities linked to Montrose town centre improvement. Growing demand from the Oil & Gas Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite. Oil and gas valued.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Montrose and the wider Scotland region, from commercial property purchases to rural commercial conversions.
Commercial property news for Montrose will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Montrose and surrounding areas. View larger map