Montrose, Scotland

Commercial Mortgages in Montrose

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Montrose and Scotland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£75
Avg Price/sq ft
6.5%
Average Yield
+10.5%
5yr Price Growth
+8%
5yr Rental Growth

Investment Hotspot

6.5% average yield

Montrose stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Montrose

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Montrose Town CentreMontrose BasinFerrydenHillsideSt Cyrus

Montrose Local Market Intelligence

Oil and gas supply base. Montrose Basin nature reserve. Strong agricultural services.

— CMB Market Analysis

Key Industries

  • Oil & Gas Services
  • Agriculture
  • Fishing
  • Tourism (Montrose Basin)
  • Manufacturing

Transport Links

  • ScotRail to Dundee (30 mins)/Aberdeen (45 mins)
  • A92 coast road to Dundee/Aberdeen
  • A935 to Brechin
  • Montrose Harbour and port

Regeneration

Montrose town centre improvement; port and harbour investment; Montrose Basin visitor centre; former MOD Edzell site; High Street heritage conservation; South Montrose housing

Montrose Commercial Property Market Data

Commercial Property Values in Montrose

Property TypePrime / Grade ASecondaryMarket Range
Office£21 psf£10 psf£10 - £21 psf
Retail / Shop£24 psf£12 psf£12 - £24 psf
Industrial£7 psf£6 psf£6 - £7 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Montrose

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Montrose Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Strong
Dominant sector:Industrial & Logistics

Montrose benefits from growing private investor interest, particularly in industrial & logistics opportunities.

Recent Commercial Property Transactions in Montrose

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade A office suite, Montrose Town Centre

7,510 sq ft
£150,000 - £166,000
£21 psf8.6% yield
RetailQ3 2025

Lock-up shop unit, Hillside

4,717 sq ft
£58,000 - £64,000
£13 psf8% yield
IndustrialQ3 2025

Self-contained industrial premises, Montrose Basin

44,576 sq ft
£254,000 - £281,000
£6 psf6.1% yield
HotelQ4 2025

76-bedroom serviced accommodation, St Cyrus

76 rooms
£5,495,000 - £6,075,000
9.1% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Montrose

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Montrose. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Montrose for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 10.5% property price growth over the past five years
  • 8% rental growth over five years supporting income returns
  • Strong occupier demand from Oil & Gas Services and Agriculture sectors
  • Excellent transport connectivity including ScotRail to Dundee (30 mins)/Aberdeen (45 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Montrose presents development opportunities linked to Montrose town centre improvement. Growing demand from the Oil & Gas Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Oil and gas valued.

Property Types We Finance

Agricultural BuildingsRural Commercial UnitsIndustrial UnitsFactory Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Montrose and the wider Scotland region, from commercial property purchases to rural commercial conversions.

Why Invest in Montrose

Montrose is an Angus coastal town with one of the largest tidal basins in the UK (Montrose Basin, an important nature reserve). The commercial property market benefits from strong demand across Oil & Gas Services, Agriculture, Fishing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 10.5% price growth over five years, Montrose offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Dundee (30 mins)/Aberdeen (45 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Montrose town centre improvement, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.

Notable Developments

Montrose's commercial property landscape has been shaped by Montrose town centre improvement. Growth in the Oil & Gas Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Montrose operates within Scotland, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Montrose

Commercial property news for Montrose will appear here once available. Check back soon for the latest market updates.

Montrose Commercial Mortgage Calculator

Pre-populated with local market data

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Montrose Location

Commercial mortgage services available across Montrose and surrounding areas. View larger map

Montrose Commercial Property FAQ

What is the average office rent per square foot in Montrose?

Office rents in Montrose range from approximately £10 per square foot for secondary space up to £21 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £15 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Montrose?

Investment yields in Montrose vary by property type and grade. Current indicative yields are: offices at 6.54%-8.45%, retail at 7.97%-10.54%, industrial at 6.43%-7.43%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Montrose?

Montrose's commercial property market includes offices, retail units, industrial premises, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

Ready to discuss your Montrose project?

Speak with our specialist team today and get a decision in principle within 48 hours.