CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Galashiels and Scotland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Galashiels commercial property delivers 6.5% average yield.
Galashiels yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Galashiels commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Scottish Borders town transformed by new railway. Heriot-Watt Borders Campus. Textile heritage.”
, CMB Market Analysis
Galashiels town centre transport interchange and regeneration; Borders Railway corridor development; Gala Water Bridge; former textile mill conversions; Tweedbank expansion; Great Tapestry of Scotland
Three core debt structures cover the majority of Galashiels commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Galashiels. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Galashiels fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Galashiels presents development opportunities linked to Galashiels town centre transport interchange and regeneration. Growing demand from the Textile Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite with rail connectivity.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Galashiels and the wider Scotland region, from commercial property purchases to retail unit purchases.
Commercial property news for Galashiels will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Galashiels and surrounding areas. View larger map