Arbroath, Scotland

Commercial Mortgages in Arbroath

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Arbroath and Scotland.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£75
Avg Price/sq ft
6.8%
Average Yield
+10.8%
5yr Price Growth
+8.2%
5yr Rental Growth

Investment Hotspot

6.8% average yield

Arbroath stands out with above-average yields of 6.8%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Arbroath

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Arbroath Town CentreArbroath AbbeyArbroath HarbourCliffburnWarddykes

Arbroath Local Market Intelligence

Arbroath Smokie fame. Historic abbey. Strong fishing and food heritage.

— CMB Market Analysis

Key Industries

  • Fishing & Seafood (Arbroath Smokies)
  • Manufacturing
  • Tourism & Heritage
  • Retail
  • Offshore Energy

Transport Links

  • ScotRail to Dundee (20 mins)/Aberdeen
  • A92 to Dundee/Montrose
  • Arbroath Harbour
  • A933 to Brechin

Regeneration

Arbroath town centre regeneration; harbour and waterfront improvements; signal tower heritage; Abbey visitor centre investment; Hospitalfield House arts venue; Western Gateway housing

Arbroath Commercial Property Market Data

Commercial Property Values in Arbroath

Property TypePrime / Grade ASecondaryMarket Range
Office£21 psf£8 psf£8 - £21 psf
Retail / Shop£22 psf£18 psf£18 - £22 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Arbroath

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Arbroath Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Weak
Dominant sector:Industrial & Logistics

The Arbroath market shows resilient fundamentals with yields remaining competitive against regional averages.

Recent Commercial Property Transactions in Arbroath

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade A office suite, Arbroath Town Centre

13,670 sq ft
£91,000 - £100,000
£7 psf9% yield
RetailQ1 2026

Retail premises with storage, town centre

4,636 sq ft
£75,000 - £83,000
£17 psf7.4% yield
IndustrialQ1 2026

Self-contained industrial premises, Arbroath Town Centre

28,544 sq ft
£108,000 - £120,000
£4 psf5.7% yield
Pub/RestaurantQ1 2026

Town centre restaurant premises, Arbroath Harbour

£215,000 - £240,000
8.85% yield
HotelQ4 2025

99-room boutique hotel, Warddykes

99 rooms
£5,260,000 - £5,815,000
7.8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Arbroath

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Arbroath. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Arbroath for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.8% across the local market
  • 10.8% property price growth over the past five years
  • 8.2% rental growth over five years supporting income returns
  • Strong occupier demand from Fishing & Seafood (Arbroath Smokies) and Manufacturing sectors
  • Excellent transport connectivity including ScotRail to Dundee (20 mins)/Aberdeen
  • Active regeneration programmes driving future capital growth

Development Opportunities

Arbroath presents development opportunities linked to Arbroath town centre regeneration. Growing demand from the Fishing & Seafood (Arbroath Smokies) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for food and tourism.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Arbroath and the wider Scotland region, from commercial property purchases to industrial unit purchases.

Why Invest in Arbroath

Arbroath is an Angus coastal town famous for the Declaration of Arbroath (1320), Scotland's founding constitutional document, and the Arbroath Smokie (PGI-protected smoked haddock). The commercial property market benefits from strong demand across Fishing & Seafood (Arbroath Smokies), Manufacturing, Tourism & Heritage sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.8% and 10.8% price growth over five years, Arbroath offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Dundee (20 mins)/Aberdeen supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Arbroath town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.

Notable Developments

Arbroath's commercial property landscape has been shaped by Arbroath town centre regeneration. Growth in the Fishing & Seafood (Arbroath Smokies) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Arbroath operates within Scotland, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Arbroath

Commercial property news for Arbroath will appear here once available. Check back soon for the latest market updates.

Arbroath Commercial Mortgage Calculator

Pre-populated with local market data

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Arbroath Location

Commercial mortgage services available across Arbroath and surrounding areas. View larger map

Arbroath Commercial Property FAQ

What is the average office rent per square foot in Arbroath?

Office rents in Arbroath range from approximately £8 per square foot for secondary space up to £21 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Arbroath?

Investment yields in Arbroath vary by property type and grade. Current indicative yields are: offices at 6.75%-9.43%, retail at 7.74%-9.78%, industrial at 5.86%-8.55%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Arbroath?

Arbroath's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

Ready to discuss your Arbroath project?

Speak with our specialist team today and get a decision in principle within 48 hours.