CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Livingston and Scotland. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Livingston commercial property delivers 6.2% average yield.
Livingston yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Livingston commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“New Town with strong employment base. Tech sector growing. Major retail at Almondvale.”
, CMB Market Analysis
Livingston town centre regeneration; Designer Outlet investment; Alba Campus technology park; Brucefield Industrial Estate; Kirkton and Dedridge housing renewal; community campus development
Three core debt structures cover the majority of Livingston commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Livingston. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Livingston fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Livingston presents development opportunities linked to Livingston town centre regeneration. Growing demand from the Technology & Electronics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for industrial and retail.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Livingston and the wider Scotland region, from commercial property purchases to retail unit purchases.
Commercial property news for Livingston will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Livingston and surrounding areas. View larger map