Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Dumfries and Scotland.
Dumfries stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Queen of the South. Burns heritage tourism. Crichton campus growing. Strong agricultural hinterland.”
— CMB Market Analysis
Dumfries town centre regeneration; Whitesands flood protection and public realm; Burns House and heritage; DG One leisure centre; Crichton campus development; Loreburn Centre investment
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £17 psf | £6 psf | £6 - £17 psf |
| Retail / Shop | £33 psf | £12 psf | £12 - £33 psf |
| Industrial | £6 psf | £5 psf | £5 - £6 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Dumfries commercial property remains steady, with office & professional services assets attracting the most interest.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
Lock-up shop unit, Dumfries Town Centre
Light industrial unit with yard, Locharbriggs
73-room boutique hotel, Georgetown
36-bed residential care facility, Crichton
Gastro-pub with car park, Lincluden
Shop with maisonette above, town centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Dumfries. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileDumfries presents development opportunities linked to Dumfries town centre regeneration. Growing demand from the Agriculture & Food Processing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Dumfries and the wider Scotland region, from commercial property purchases to retail unit purchases.
Dumfries is the 'Queen of the South' and the principal town of Dumfries and Galloway, where Robert Burns spent his final years. The commercial property market benefits from strong demand across Agriculture & Food Processing, Retail, Tourism (Burns Heritage) sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 10% price growth over five years, Dumfries offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Glasgow (100 mins)/Carlisle (30 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Dumfries town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.
Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.
Dumfries's commercial property landscape has been shaped by Dumfries town centre regeneration. Growth in the Agriculture & Food Processing sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
The local planning authority for Dumfries operates within Scotland, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.
Commercial property news for Dumfries will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Dumfries and surrounding areas. View larger map
Office rents in Dumfries range from approximately £6 per square foot for secondary space up to £17 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Dumfries vary by property type and grade. Current indicative yields are: offices at 7.46%-8.48%, retail at 6.68%-8.37%, industrial at 6.57%-8.5%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Dumfries's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Care homes in Dumfries typically trade at around £44,720 per registered bed. A typical 54-bed home would therefore be valued between £894k and £2.7m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.