Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Stirling and Scotland.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Historic city at heart of Scotland. University presence strong. Gateway to Highlands tourism.”
— CMB Market Analysis
Stirling city centre regeneration; Forthside mixed-use; Stirling University Innovation Park; Raploch regeneration; MOD Forthside; Durieshill housing; Stirling-Alloa-Kincardine rail improvements
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £21 psf | £8 psf | £8 - £21 psf |
| Retail / Shop | £39 psf | £21 psf | £21 - £39 psf |
| Industrial | £7 psf | £4 psf | £4 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
The Stirling market shows resilient fundamentals with yields remaining competitive against regional averages.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Grade A office suite, Stirling City Centre
Ground floor shop with A1 use, University of Stirling
Self-contained industrial premises, St Ninians
Mixed-use building with commercial ground floor and residential above, Stirling Castle
16-room hotel with bar and restaurant, Raploch
48-bed registered care home with gardens, Stirling City Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Stirling. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileStirling presents development opportunities linked to Stirling city centre regeneration. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Stirling and the wider Scotland region, from commercial property purchases to development and refurbishment projects.
Stirling is one of Scotland's most historically significant cities, its castle perched on a volcanic crag commanding the main crossing of the River Forth. The commercial property market benefits from strong demand across Tourism & Heritage, Education (University of Stirling), Professional Services sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.5% and 13% price growth over five years, Stirling offers compelling returns for commercial property investors. Excellent connectivity via ScotRail to Edinburgh (50 mins)/Glasgow (30 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Stirling city centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.
Distinct legal framework for property transactions requires specialist Scottish conveyancing expertise. Business rates policies differ from England, and some lenders apply Scottish property restrictions.
Stirling's commercial property landscape has been shaped by Stirling city centre regeneration. Growth in the Tourism & Heritage sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Stirling is set by Scotland council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Commercial property news for Stirling will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Scotland.
Commercial mortgage services available across Stirling and surrounding areas. View larger map
Office rents in Stirling range from approximately £8 per square foot for secondary space up to £21 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Stirling vary by property type and grade. Current indicative yields are: offices at 6.44%-9.01%, retail at 6.16%-9.15%, industrial at 6.17%-7.03%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Stirling's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Care homes in Stirling typically trade at around £63,170 per registered bed. A typical 29-bed home would therefore be valued between £1.3m and £3.8m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.